Is Charlotte, NC cheaper than Wylie, TX?

Based on cost of living data, Charlotte, NC is 3.1% more expensive than Wylie, TX. This translates to spending an extra $234 per month.

What salary do I need in Charlotte, NC to live like I do in Wylie, TX?

If you earn $150,000 in Wylie, TX, you'd need approximately $152,807.817 in Charlotte, NC to maintain the same standard of living.

How does housing cost compare between Wylie, TX and Charlotte, NC?

Housing in Charlotte, NC is 23.7% more expensive than in Wylie, TX. For a two-bedroom apartment, rent is $1,870/month in Charlotte, NC compared to $2,052/month in Wylie, TX.

How much can I save per month by moving from Wylie, TX to Charlotte, NC?

Living in Charlotte, NC costs approximately $234 more per month than Wylie, TX, or $2808 more per year, based on a $150,000 salary.

Wylie, TX vs Charlotte, NC: Cost of Living Comparison 2026

MoveNumbers

Tap to swap

Cost of Living Comparison 2026

📍 Wylie, TX — ZIP-level rent data · COL adjusted from Garland, TX area

Current salary in Wylie, TX

Numbers update automatically as you type

You'd spend $234/month more in Charlotte, NC

$150.0K in your current city equals $152.8K in Charlotte, NC

Rent data from HUD ZIP-level estimates · COL index from Dallas-Fort Worth-Arlington, TX area

Overall Cost

↑ 3.1%

More expensive

Monthly Impact

$234

Extra cost

Annual Impact

$2.8K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Wylie, TX

Population:61K

Cost Index:100

Median Home:$420K

Charlotte, NC

Population:875K

Cost Index:103

Median Home:$399K

Wylie, TX

The Lone Star State

61K

Population

State Tax

No Income Tax

Located in Texas, this city has a population of 61K residents.

💡 Advantage: Texas has no state income tax!

Charlotte, NC

The Tar Heel State

875K

Population

State Tax

Yes

Climate

Humid subtropical

Notable Facts

•Major banking center
•NASCAR headquarters
•Queen City

Major Industries

FinanceTechnologyEnergyMotorsports

Cost Breakdown by Category

Annual spending: Wylie, TX vs Charlotte, NC

Category	Wylie, TX	Charlotte, NC	Difference	Change
🏠Housing	$1,996/mo	$2,469/mo	↑ $473more	23.7%
📦Other	$1,607/mo	$1,707/mo	↑ $100more	6.2%
🚗Transportation	$1,258/mo	$1,202/mo	↓ $56.36less	4.5%
⚡All Utilities	$554/mo	$519/mo	↓ $35.13less	6.3%
🛒Groceries	$964/mo	$989/mo	↑ $24.92more	2.6%
🏥Healthcare	$622/mo	$638/mo	↑ $15.83more	2.5%

🏠Housing

↑ 23.7%

Wylie, TX

$1,996

Charlotte, NC

$2,469

Difference

$473

📦Other

↑ 6.2%

Wylie, TX

$1,607

Charlotte, NC

$1,707

Difference

$100

🚗Transportation

↓ 4.5%

Wylie, TX

$1,258

Charlotte, NC

$1,202

Difference

$56.36

less

⚡All Utilities

↓ 6.3%

Wylie, TX

$554

Charlotte, NC

$519

Difference

$35.13

less

🛒Groceries

↑ 2.6%

Wylie, TX

$964

Charlotte, NC

$989

Difference

$24.92

🏥Healthcare

↑ 2.5%

Wylie, TX

$622

Charlotte, NC

$638

Difference

$15.83

🏠Rent Comparison

Studio

From$1,682

To$1,630

↓ $52.00

1 Bed

From$1,756

To$1,710

↓ $46.00

2 Bed

From$2,052

To$1,870

↓ $182

3 Bed

From$2,588

To$2,300

↓ $288

Wylie, TXZIP-level data

1BR range: $2,130–$2,130/mo

Charlotte, NCZIP-level data

1BR range: $1,340–$2,310/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,002

Monthly in Wylie, TX

$7,525

Monthly in Charlotte, NC

$522

Difference

Home Values

Wylie

Charlotte

$420K

Median Value

$399K

↓ -5.4%

YoY Change

↓ -1.1%

↑ +31.4%

5-Year Change

↑ +40.8%

$420K

Price Range

$293K - $1.57M

Homes in Charlotte are 5% less expensive than Wylie

Calculate payment - Wylie Calculate payment - Charlotte

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $7.1K

More taxes

Monthly Difference

$594

Less take-home

Effective Rate Diff

4.7%

Rate difference

Wylie, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Charlotte, NC

Federal Income Tax

Effective: 18.9%

$25.5K

North Carolina State Tax

Effective: 4.8%

$7.1K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.4%

$44.1K

Take-Home Pay

$8,822/month

$105.9K

Additional Tax Information

Wylie, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

Charlotte, NC Tax Rates

Sales Tax:7.1%

Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.