Is Indianapolis, IN cheaper than Wylie, TX?

Based on cost of living data, Indianapolis, IN is 7.5% cheaper than Wylie, TX. This translates to saving $563 per month.

What salary do I need in Indianapolis, IN to live like I do in Wylie, TX?

If you earn $150,000 in Wylie, TX, you'd need approximately $143,240.001 in Indianapolis, IN to maintain the same standard of living.

How does housing cost compare between Wylie, TX and Indianapolis, IN?

Housing in Indianapolis, IN is 2.3% cheaper than in Wylie, TX. For a two-bedroom apartment, rent is $1,360/month in Indianapolis, IN compared to $2,052/month in Wylie, TX.

How much can I save per month by moving from Wylie, TX to Indianapolis, IN?

Moving from Wylie, TX to Indianapolis, IN could save you approximately $563 per month, or $6760 per year, based on a $150,000 salary.

Wylie, TX vs Indianapolis, IN: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Wylie, TX — ZIP-level rent data · COL adjusted from Garland, TX area

Current salary in Wylie, TX

Numbers update automatically as you type

You'd save $563/month moving to Indianapolis, IN

$150.0K in your current city equals $143.2K in Indianapolis, IN

Rent data from HUD ZIP-level estimates · COL index from Dallas-Fort Worth-Arlington, TX area

Overall Cost

↓ 7.5%

Less expensive

Monthly Impact

$563

Savings

Annual Impact

$6.8K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Wylie, TX

Population:61K

Cost Index:100

Median Home:$420K

Indianapolis, IN

Population:888K

Cost Index:92

Median Home:$176K

Wylie, TX

The Lone Star State

61K

Population

State Tax

No Income Tax

Located in Texas, this city has a population of 61K residents.

💡 Advantage: Texas has no state income tax!

Indianapolis, IN

The Hoosier State

888K

Population

State Tax

Yes

Located in Indiana, this city has a population of 888K residents.

Cost Breakdown by Category

Annual spending: Wylie, TX vs Indianapolis, IN

Category	Wylie, TX	Indianapolis, IN	Difference	Change
🚗Transportation	$1,258/mo	$1,188/mo	↓ $70.02less	5.6%
⚡All Utilities	$554/mo	$503/mo	↓ $51.53less	9.3%
🏠Housing	$1,996/mo	$1,949/mo	↓ $46.88less	2.3%
🛒Groceries	$964/mo	$919/mo	↓ $45.03less	4.7%
🏥Healthcare	$622/mo	$582/mo	↓ $39.93less	6.4%
📦Other	$1,607/mo	$1,590/mo	↓ $16.82less	1.0%

🚗Transportation

↓ 5.6%

Wylie, TX

$1,258

Indianapolis, IN

$1,188

Difference

$70.02

less

⚡All Utilities

↓ 9.3%

Wylie, TX

$554

Indianapolis, IN

$503

Difference

$51.53

less

🏠Housing

↓ 2.3%

Wylie, TX

$1,996

Indianapolis, IN

$1,949

Difference

$46.88

less

🛒Groceries

↓ 4.7%

Wylie, TX

$964

Indianapolis, IN

$919

Difference

$45.03

less

🏥Healthcare

↓ 6.4%

Wylie, TX

$622

Indianapolis, IN

$582

Difference

$39.93

less

📦Other

↓ 1.0%

Wylie, TX

$1,607

Indianapolis, IN

$1,590

Difference

$16.82

less

🏛️ Local Income Taxes

Indianapolis, IN: Marion County Income Tax$3,030/yr (2.0%)

Wylie, TX has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$1,682

To$1,030

↓ $652

1 Bed

From$1,756

To$1,170

↓ $586

2 Bed

From$2,052

To$1,360

↓ $692

3 Bed

From$2,588

To$1,760

↓ $828

Wylie, TXZIP-level data

1BR range: $2,130–$2,130/mo

Indianapolis, INZIP-level data

1BR range: $1,080–$1,870/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,002

Monthly in Wylie, TX

$6,732

Monthly in Indianapolis, IN

$270

Difference

Home Values

Wylie

Indianapolis

$420K

Median Value

$176K

↓ -5.4%

YoY Change

↓ -1.1%

↑ +31.4%

5-Year Change

↑ +26.9%

$420K

Price Range

$109K - $340K

Homes in Indianapolis are 58% less expensive than Wylie

Calculate payment - Wylie Calculate payment - Indianapolis

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $4.8K

More taxes

Monthly Difference

$404

Less take-home

Effective Rate Diff

3.2%

Rate difference

Wylie, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Indianapolis, IN

Federal Income Tax

Effective: 18.9%

$25.5K

Indiana State Tax

Effective: 3.2%

$4.8K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 27.9%

$41.9K

Take-Home Pay

$9,012/month

$108.1K

Additional Tax Information

Wylie, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

Indianapolis, IN Tax Rates

Sales Tax:7.0%

Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.