Is Denver, CO cheaper than Yonkers, NY?

Based on cost of living data, Denver, CO is 12.0% cheaper than Yonkers, NY. This translates to saving $900 per month.

What salary do I need in Denver, CO to live like I do in Yonkers, NY?

If you earn $150,000 in Yonkers, NY, you'd need approximately $139,200 in Denver, CO to maintain the same standard of living.

How does housing cost compare between Yonkers, NY and Denver, CO?

Housing in Denver, CO is 12.6% cheaper than in Yonkers, NY. For a two-bedroom apartment, rent is $2,190/month in Denver, CO compared to $2,860/month in Yonkers, NY.

How much can I save per month by moving from Yonkers, NY to Denver, CO?

Moving from Yonkers, NY to Denver, CO could save you approximately $900 per month, or $10800 per year, based on a $150,000 salary.

Yonkers, NY vs Denver, CO: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Yonkers, NY — ZIP-level rent data · COL adjusted from Jersey City, NJ area

Current salary in Yonkers, NY

Numbers update automatically as you type

You'd save $900/month moving to Denver, CO

$150.0K in your current city equals $139.2K in Denver, CO

Rent data from HUD ZIP-level estimates · COL index from New York-Newark-Jersey City, NY-NJ-PA area

Overall Cost

↓ 12.0%

Less expensive

Monthly Impact

$900

Savings

Annual Impact

$10.8K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Yonkers, NY

Population:208K

Cost Index:100

Median Home:$648K

Denver, CO

Population:716K

Cost Index:88

Median Home:$513K

Yonkers, NY

The Empire State

208K

Population

State Tax

Yes

Located in New York, this city has a population of 208K residents.

Denver, CO

The Centennial State

716K

Population

State Tax

Yes

Climate

Semi-arid

Notable Facts

•Mile-high city (5,280 ft)
•Outdoor recreation hub
•Major cannabis market

Major Industries

AerospaceTechnologyEnergyTourism

Cost Breakdown by Category

Annual spending: Yonkers, NY vs Denver, CO

Category	Yonkers, NY	Denver, CO	Difference	Change
🏠Housing	$3,716/mo	$3,248/mo	↓ $468less	12.6%
📦Other	$2,026/mo	$1,774/mo	↓ $251less	12.4%
🚗Transportation	$1,598/mo	$1,462/mo	↓ $137less	8.5%
⚡All Utilities	$596/mo	$519/mo	↓ $76.50less	12.8%
🛒Groceries	$1,099/mo	$1,029/mo	↓ $69.95less	6.4%
🏥Healthcare	$688/mo	$632/mo	↓ $55.76less	8.1%

🏠Housing

↓ 12.6%

Yonkers, NY

$3,716

Denver, CO

$3,248

Difference

$468

less

📦Other

↓ 12.4%

Yonkers, NY

$2,026

Denver, CO

$1,774

Difference

$251

less

🚗Transportation

↓ 8.5%

Yonkers, NY

$1,598

Denver, CO

$1,462

Difference

$137

less

⚡All Utilities

↓ 12.8%

Yonkers, NY

$596

Denver, CO

$519

Difference

$76.50

less

🛒Groceries

↓ 6.4%

Yonkers, NY

$1,099

Denver, CO

$1,029

Difference

$69.95

less

🏥Healthcare

↓ 8.1%

Yonkers, NY

$688

Denver, CO

$632

Difference

$55.76

less

🏛️ Local Income Taxes

Yonkers, NY: Yonkers Surcharge (16.75% of state tax)$2,939/yr (2.0%)

Denver, CO: Denver Head Tax ($5.75/mo, negligible)$69.00/yr (0.0%)

Net difference-$2,870/yr

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$2,490

To$1,720

↓ $770

1 Bed

From$2,610

To$1,840

↓ $770

2 Bed

From$2,860

To$2,190

↓ $670

3 Bed

From$3,580

To$2,870

↓ $710

Yonkers, NYZIP-level data

1BR range: $2,400–$2,710/mo

Denver, COZIP-level data

1BR range: $1,620–$2,540/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$9,722

Monthly in Yonkers, NY

$8,665

Monthly in Denver, CO

$1,058

Difference

Home Values

Yonkers

Denver

$648K

Median Value

$513K

↑ +4.6%

YoY Change

↓ -4.2%

↑ +30.3%

5-Year Change

↑ +13%

$598K - $729K

Price Range

$352K - $933K

Homes in Denver are 21% less expensive than Yonkers

Calculate payment - Yonkers Calculate payment - Denver

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $2.9K

Per year

Monthly Difference

$245

More take-home

Effective Rate Diff

2.0%

Rate difference

Yonkers, NY

Federal Income Tax

Effective: 18.9%

$25.5K

New York State Tax

Effective: 6.4%

$9.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.0%

$46.6K

Take-Home Pay

$8,620/month

$103.4K

Denver, CO

Federal Income Tax

Effective: 18.9%

$25.5K

Colorado State Tax

Effective: 4.4%

$6.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.1%

$43.6K

Take-Home Pay

$8,866/month

$106.4K

Additional Tax Information

Yonkers, NY Tax Rates

Sales Tax:8.8%

Property Tax:1.2%

Denver, CO Tax Rates

Sales Tax:7.8%

Property Tax:0.5%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.