Is Nashville, TN cheaper than Yonkers, NY?

Based on cost of living data, Nashville, TN is 17.6% cheaper than Yonkers, NY. This translates to saving $1320 per month.

What salary do I need in Nashville, TN to live like I do in Yonkers, NY?

If you earn $150,000 in Yonkers, NY, you'd need approximately $134,160 in Nashville, TN to maintain the same standard of living.

How does housing cost compare between Yonkers, NY and Nashville, TN?

Housing in Nashville, TN is 28.7% cheaper than in Yonkers, NY. For a two-bedroom apartment, rent is $1,840/month in Nashville, TN compared to $2,860/month in Yonkers, NY.

How much can I save per month by moving from Yonkers, NY to Nashville, TN?

Moving from Yonkers, NY to Nashville, TN could save you approximately $1320 per month, or $15840 per year, based on a $150,000 salary.

Yonkers, NY vs Nashville, TN: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Yonkers, NY — ZIP-level rent data · COL adjusted from Jersey City, NJ area

Current salary in Yonkers, NY

Numbers update automatically as you type

You'd save $1.3K/month moving to Nashville, TN

$150.0K in your current city equals $134.2K in Nashville, TN

Rent data from HUD ZIP-level estimates · COL index from New York-Newark-Jersey City, NY-NJ-PA area

Overall Cost

↓ 17.6%

Less expensive

Monthly Impact

$1,320

Savings

Annual Impact

$15.8K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Yonkers, NY

Population:208K

Cost Index:100

Median Home:$648K

Nashville, TN

Population:689K

Cost Index:82

Median Home:$489K

Yonkers, NY

The Empire State

208K

Population

State Tax

Yes

Located in New York, this city has a population of 208K residents.

Nashville, TN

The Volunteer State

689K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Music City USA
•Country music capital
•Healthcare industry hub

Major Industries

Music IndustryHealthcareTourismFinance

Cost Breakdown by Category

Annual spending: Yonkers, NY vs Nashville, TN

Category	Yonkers, NY	Nashville, TN	Difference	Change
🏠Housing	$3,716/mo	$2,651/mo	↓ $1,065less	28.7%
🚗Transportation	$1,598/mo	$1,284/mo	↓ $314less	19.7%
🛒Groceries	$1,099/mo	$949/mo	↓ $150less	13.6%
📦Other	$2,026/mo	$1,942/mo	↓ $83.70less	4.1%
🏥Healthcare	$688/mo	$607/mo	↓ $80.54less	11.7%
⚡All Utilities	$596/mo	$519/mo	↓ $76.50less	12.8%

🏠Housing

↓ 28.7%

Yonkers, NY

$3,716

Nashville, TN

$2,651

Difference

$1,065

less

🚗Transportation

↓ 19.7%

Yonkers, NY

$1,598

Nashville, TN

$1,284

Difference

$314

less

🛒Groceries

↓ 13.6%

Yonkers, NY

$1,099

Nashville, TN

$949

Difference

$150

less

📦Other

↓ 4.1%

Yonkers, NY

$2,026

Nashville, TN

$1,942

Difference

$83.70

less

🏥Healthcare

↓ 11.7%

Yonkers, NY

$688

Nashville, TN

$607

Difference

$80.54

less

⚡All Utilities

↓ 12.8%

Yonkers, NY

$596

Nashville, TN

$519

Difference

$76.50

less

🏛️ Local Income Taxes

Yonkers, NY: Yonkers Surcharge (16.75% of state tax)$2,939/yr (2.0%)

Nashville, TN has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$2,490

To$1,600

↓ $890

1 Bed

From$2,610

To$1,680

↓ $930

2 Bed

From$2,860

To$1,840

↓ $1,020

3 Bed

From$3,580

To$2,350

↓ $1,230

Yonkers, NYZIP-level data

1BR range: $2,400–$2,710/mo

Nashville, TNZIP-level data

1BR range: $1,320–$2,230/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$9,722

Monthly in Yonkers, NY

$7,952

Monthly in Nashville, TN

$1,770

Difference

Home Values

Yonkers

Nashville

$648K

Median Value

$489K

↑ +4.6%

YoY Change

↓ -2.1%

↑ +30.3%

5-Year Change

↑ +32.1%

$598K - $729K

Price Range

$320K - $1.16M

Homes in Nashville are 25% less expensive than Yonkers

Calculate payment - Yonkers Calculate payment - Nashville

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $9.5K

Per year

Monthly Difference

$795

More take-home

Effective Rate Diff

6.4%

Rate difference

Yonkers, NY

Federal Income Tax

Effective: 18.9%

$25.5K

New York State Tax

Effective: 6.4%

$9.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.0%

$46.6K

Take-Home Pay

$8,620/month

$103.4K

Nashville, TN

Federal Income Tax

Effective: 18.9%

$25.5K

Tennessee State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Yonkers, NY Tax Rates

Sales Tax:8.8%

Property Tax:1.2%

Nashville, TN Tax Rates

Sales Tax:9.5%

Property Tax:0.7%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.