Is Tulsa, OK cheaper than Albuquerque, NM?

Based on cost of living data, Tulsa, OK is 8.4% cheaper than Albuquerque, NM. This translates to saving $632 per month.

What salary do I need in Tulsa, OK to live like I do in Albuquerque, NM?

If you earn $150,000 in Albuquerque, NM, you'd need approximately $142,421.053 in Tulsa, OK to maintain the same standard of living.

How does housing cost compare between Albuquerque, NM and Tulsa, OK?

Housing in Tulsa, OK is 17.0% cheaper than in Albuquerque, NM. For a two-bedroom apartment, rent is $1,225/month in Tulsa, OK compared to $1,490/month in Albuquerque, NM.

How much can I save per month by moving from Albuquerque, NM to Tulsa, OK?

Moving from Albuquerque, NM to Tulsa, OK could save you approximately $632 per month, or $7579 per year, based on a $150,000 salary.

Albuquerque, NM vs Tulsa, OK: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

Current salary in Albuquerque, NM

Numbers update automatically as you type

You'd save $632/month moving to Tulsa, OK

$150.0K in your current city equals $142.4K in Tulsa, OK

Rent data from HUD ZIP-level estimates · COL index from Albuquerque, NM area

Overall Cost

↓ 8.4%

Less expensive

Monthly Impact

$632

Savings

Annual Impact

$7.6K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Albuquerque, NM

Population:565K

Cost Index:

100

100 = national average

Median Home:$337K

Tulsa, OK

Population:413K

Cost Index:

(8% below avg)

Median Home:$187K

Albuquerque, NM

The Land of Enchantment

565K

Population

State Tax

Yes

Located in New Mexico, this city has a population of 565K residents.

Tulsa, OK

The Sooner State

413K

Population

State Tax

Yes

Located in Oklahoma, this city has a population of 413K residents.

Cost Breakdown by Category

Annual spending: Albuquerque, NM vs Tulsa, OK

Category	Albuquerque, NM	Tulsa, OK	Difference	Change
Housing	$2,287/mo	$1,897/mo	↓ $390less	17.0%
Transportation	$1,339/mo	$1,243/mo	↓ $95.62less	7.1%
Other	$1,724/mo	$1,674/mo	↓ $50.22less	2.9%
Groceries	$959/mo	$909/mo	↓ $49.96less	5.2%
Healthcare	$545/mo	$527/mo	↓ $18.59less	3.4%
All Utilities	$503/mo	$486/mo	↓ $16.39less	3.3%

Housing

↓ 17.0%

Albuquerque, NM

$2,287

Tulsa, OK

$1,897

Difference

$390

less

Transportation

↓ 7.1%

Albuquerque, NM

$1,339

Tulsa, OK

$1,243

Difference

$95.62

less

Other

↓ 2.9%

Albuquerque, NM

$1,724

Tulsa, OK

$1,674

Difference

$50.22

less

Groceries

↓ 5.2%

Albuquerque, NM

$959

Tulsa, OK

$909

Difference

$49.96

less

Healthcare

↓ 3.4%

Albuquerque, NM

$545

Tulsa, OK

$527

Difference

$18.59

less

All Utilities

↓ 3.3%

Albuquerque, NM

$503

Tulsa, OK

$486

Difference

$16.39

less

🏠Rent Comparison

Studio

From$1,030

To$940

↓ $90.00

1 Bed

From$1,205

To$995

↓ $210

2 Bed

From$1,490

To$1,225

↓ $265

3 Bed

From$2,070

To$1,615

↓ $455

Albuquerque, NMZIP-level data

1BR range: $1,000–$1,780/mo

Tulsa, OKZIP-level data

1BR range: $780–$1,360/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,357

Monthly in Albuquerque, NM

$6,736

Monthly in Tulsa, OK

$621

Difference

Home Values

Albuquerque

Tulsa

$337K

Median Value

$187K

↑ +1.3%

YoY Change

↑ +2.1%

↑ +42.4%

5-Year Change

↑ +37%

$242K - $734K

Price Range

$82K - $419K

Homes in Tulsa are 45% less expensive than Albuquerque

Calculate payment - Albuquerque Calculate payment - Tulsa

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $209

More taxes

Monthly Difference

$17.39

Less take-home

Effective Rate Diff

0.1%

Rate difference

Albuquerque, NM

Federal Income Tax

Effective: 18.9%

$25.5K

New Mexico State Tax

Effective: 4.7%

$7.1K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.4%

$44.1K

Take-Home Pay

$8,826/month

$105.9K

Tulsa, OK

Federal Income Tax

Effective: 18.9%

$25.5K

Oklahoma State Tax

Effective: 4.9%

$7.3K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.5%

$44.3K

Take-Home Pay

$8,809/month

$105.7K

Additional Tax Information

Albuquerque, NM Tax Rates

Sales Tax:7.6%

Property Tax:0.8%

Tulsa, OK Tax Rates

Sales Tax:8.9%

Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.