Apple Valley, CA vs Citrus Heights, CA: Cost of Living

Which city costs less?

Citrus Heights, CA has a modeled overall cost index 6.5% higher than Apple Valley, CA.

Apple Valley, CA · modeled 2BR rent: $2,080 / month
Citrus Heights, CA · modeled 2BR rent: $2,295 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Apple Valley, CA and Citrus Heights, CA using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Apple Valley, CA

Numbers update automatically as you type

Estimated savings: $27.50/month in Citrus Heights, CA

$150,000 in your current city has a modeled equivalent of $149,670 in Citrus Heights, CA

Regional cost estimates: Apple Valley, CA uses San Bernardino, CA. Citrus Heights, CA uses Sacramento, CA. Available city ZIP rent estimates are shown separately.

Overall Cost

↑ 6.5%

More expensive

Monthly Impact

$27.50

Savings

Annual Impact

$330

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Apple Valley, CA

Population:75K

Cost Index:

105.6

100 = national average

Typical Home:$426K

Citrus Heights, CA

Population:86K

Cost Index:

112.4

100 = national average

Typical Home:$469K

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Apple Valley, CA

The Golden State

75K

Population

State Tax

Yes

Located in California, this city has a population of 75K residents.

Citrus Heights, CA

The Golden State

86K

Population

State Tax

Yes

Located in California, this city has a population of 86K residents.

Cost Breakdown by Category

Estimated monthly spending: Apple Valley, CA vs Citrus Heights, CA

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Apple Valley, CA	Citrus Heights, CA	Difference	Change
Transportation	$1,869/mo	$1,209/mo	↓ $660less	35.3%
Housing	$2,329/mo	$2,807/mo	↑ $478more	20.5%
Other	$1,421/mo	$1,539/mo	↑ $118more	8.3%
Healthcare	$483/mo	$538/mo	↑ $55.02more	11.4%
All Utilities	$488/mo	$460/mo	↓ $27.93less	5.7%
Groceries	$910/mo	$920/mo	↑ $9.52more	1.0%

Transportation

↓ 35.3%

Apple Valley, CA

$1,869

Citrus Heights, CA

$1,209

Difference

$660

less

Housing

↑ 20.5%

Apple Valley, CA

$2,329

Citrus Heights, CA

$2,807

Difference

$478

Other

↑ 8.3%

Apple Valley, CA

$1,421

Citrus Heights, CA

$1,539

Difference

$118

Healthcare

↑ 11.4%

Apple Valley, CA

$483

Citrus Heights, CA

$538

Difference

$55.02

All Utilities

↓ 5.7%

Apple Valley, CA

$488

Citrus Heights, CA

$460

Difference

$27.93

less

Groceries

↑ 1.0%

Apple Valley, CA

$910

Citrus Heights, CA

$920

Difference

$9.52

🏠Rent Comparison

Studio

From$1,600

To$1,780

↑ $180

1 Bed

From$1,670

To$1,865

↑ $195

2 Bed

From$2,080

To$2,295

↑ $215

3 Bed

From$2,780

To$3,055

↑ $275

Apple Valley, CAZIP-level data

1BR range: $1,670–$1,670/mo

Citrus Heights, CAZIP-level data

1BR range: $1,770–$1,960/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Apple Valley, CA

$7,473

Monthly in Citrus Heights, CA

$27.50

Difference

Home Values

Apple Valley

Citrus Heights

$426K

Median Value

$469K

↓ -1.6%

YoY Change

↓ -2.4%

↑ +34.2%

5-Year Change

↑ +19.6%

$405K - $446K

Price Range

$442K - $496K

Homes in Citrus Heights are 10% more expensive than Apple Valley

Calculate payment - Apple Valley Calculate payment - Citrus Heights

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Apple Valley, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Citrus Heights, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Additional Tax Information

Apple Valley, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

Citrus Heights, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Apple Valley

Citrus Heights

87 Moderate

Air Quality

51 Moderate

10.9%

Good Air Days

49.7%

100 Very High

Climate Risk

98 High

🔥🌊🌡

Top Hazards

🌊☀🫨

▲+3.0°F

2050 Outlook

▲+2.4°F

100 days

Heat Days >95°F

69 days

▲+3.0°F

2050 Outlook

▲+2.4°F

100 days

Heat Days >95°F

69 days

Before moving from Apple Valley, CA to Citrus Heights, CA

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in Citrus Heights, CA for the same bedroom count and included utilities as your home in Apple Valley, CA. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Apple Valley to Citrus Heights moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Citrus Heights, CA by cost, housing, population and region.

Frequently Asked Questions: Apple Valley, CA vs Citrus Heights, CA

How do the cost estimates for Apple Valley, CA and Citrus Heights, CA compare?

Citrus Heights, CA has a modeled overall cost index 6.5% higher than Apple Valley, CA. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Apple Valley, CA, the model estimates $149,670 in Citrus Heights, CA. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Apple Valley, CA and Citrus Heights, CA?

The modeled two-bedroom rents are $2,080/month in Apple Valley, CA and $2,295/month in Citrus Heights, CA. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.