Is Phoenix, AZ cheaper than Boise City, ID?

Based on cost of living data, Phoenix, AZ is 2.6% cheaper than Boise City, ID. This translates to saving $198 per month.

What salary do I need in Phoenix, AZ to live like I do in Boise City, ID?

If you earn $150,000 in Boise City, ID, you'd need approximately $147,622.642 in Phoenix, AZ to maintain the same standard of living.

How does housing cost compare between Boise City, ID and Phoenix, AZ?

Housing in Phoenix, AZ is 6.7% cheaper than in Boise City, ID. For a two-bedroom apartment, rent is $1,750/month in Phoenix, AZ compared to $1,400/month in Boise City, ID.

How much can I save per month by moving from Boise City, ID to Phoenix, AZ?

Moving from Boise City, ID to Phoenix, AZ could save you approximately $198 per month, or $2377 per year, based on a $150,000 salary.

Boise City, ID vs Phoenix, AZ: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Boise City, ID — COL adjusted from Boise, ID area + state data

Current salary in Boise City, ID

Numbers update automatically as you type

You'd save $198/month moving to Phoenix, AZ

$150.0K in your current city equals $147.6K in Phoenix, AZ

Rent data from HUD ZIP-level estimates · COL index from Boise City, ID area

Overall Cost

↓ 2.6%

Less expensive

Monthly Impact

$198

Savings

Annual Impact

$2.4K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Boise City, ID

Population:235K

Cost Index:100

Median Home:$504K

Phoenix, AZ

Population:1608K

Cost Index:97

Median Home:$414K

Boise City, ID

The Gem State

235K

Population

State Tax

Yes

Located in Idaho, this city has a population of 235K residents.

Phoenix, AZ

The Grand Canyon State

1.6M

Population

State Tax

Yes

Climate

Hot desert

Notable Facts

•Fastest growing major city
•Desert metropolis
•Spring training capital

Major Industries

TechnologyHealthcareTourismManufacturing

Cost Breakdown by Category

Annual spending: Boise City, ID vs Phoenix, AZ

Category	Boise City, ID	Phoenix, AZ	Difference	Change
🏠Housing	$2,989/mo	$2,788/mo	↓ $200less	6.7%
🚗Transportation	$1,325/mo	$1,489/mo	↑ $164more	12.4%
📦Other	$1,774/mo	$1,677/mo	↓ $97.09less	5.5%
⚡All Utilities	$486/mo	$561/mo	↑ $74.86more	15.4%
🏥Healthcare	$644/mo	$589/mo	↓ $55.76less	8.7%
🛒Groceries	$979/mo	$963/mo	↓ $15.99less	1.6%

🏠Housing

↓ 6.7%

Boise City, ID

$2,989

Phoenix, AZ

$2,788

Difference

$200

less

🚗Transportation

↑ 12.4%

Boise City, ID

$1,325

Phoenix, AZ

$1,489

Difference

$164

📦Other

↓ 5.5%

Boise City, ID

$1,774

Phoenix, AZ

$1,677

Difference

$97.09

less

⚡All Utilities

↑ 15.4%

Boise City, ID

$486

Phoenix, AZ

$561

Difference

$74.86

🏥Healthcare

↓ 8.7%

Boise City, ID

$644

Phoenix, AZ

$589

Difference

$55.76

less

🛒Groceries

↓ 1.6%

Boise City, ID

$979

Phoenix, AZ

$963

Difference

$15.99

less

🏠Rent Comparison

Studio

From$950

To$1,390

↑ $440

1 Bed

From$1,100

To$1,510

↑ $410

2 Bed

From$1,400

To$1,750

↑ $350

3 Bed

From$1,950

To$2,330

↑ $380

Phoenix, AZZIP-level data

1BR range: $1,300–$2,380/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,198

Monthly in Boise City, ID

$8,068

Monthly in Phoenix, AZ

$130

Difference

Home Values

Boise City

Phoenix

Median Value

$414K

YoY Change

↓ -3.1%

5-Year Change

↑ +30.2%

Price Range

$274K - $957K

Calculate payment - Phoenix

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $11.0K

Per year

Monthly Difference

$917

More take-home

Effective Rate Diff

7.3%

Rate difference

Boise City, ID

Federal Income Tax

Effective: 18.9%

$25.5K

Idaho State Tax

Effective: 10.8%

$16.2K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 35.5%

$53.3K

Take-Home Pay

$8,062/month

$96.7K

Phoenix, AZ

Federal Income Tax

Effective: 18.9%

$25.5K

Arizona State Tax

Effective: 3.5%

$5.2K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 28.2%

$42.2K

Take-Home Pay

$8,979/month

$107.8K

Additional Tax Information

Boise City, ID Tax Rates

Sales Tax:6.3%

Property Tax:0.7%

Phoenix, AZ Tax Rates

Sales Tax:8.5%

Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.