Colorado Springs, CO vs Fresno, CA: Cost of Living

Which city costs less?

Fresno, CA has a modeled overall cost index 1.0% higher than Colorado Springs, CO.

Colorado Springs, CO · modeled 2BR rent
$1,800 / month
Fresno, CA · modeled 2BR rent
$1,615 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Colorado Springs, CO and Fresno, CA using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated savings: $18.71/month in Fresno, CA

$150,000 in your current city has a modeled equivalent of $149,776 in Fresno, CA

Regional cost estimates: Colorado Springs, CO uses Colorado Springs, CO Metropolitan Area. Fresno, CA uses Fresno, CA Metropolitan Area. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 1.0%
More expensive
Monthly Impact
$18.71
Savings
Annual Impact
$224
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Colorado Springs, CO

Population:479K
Cost Index:
103.0
100 = national average
Typical Home:$415K

Fresno, CA

Population:542K
Cost Index:
104.0
100 = national average
Typical Home:$319K

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Colorado Springs, CO

The Centennial State

479K
Population
State Tax
Yes

Located in Colorado, this city has a population of 479K residents.

Fresno, CA

The Golden State

542K
Population
State Tax
Yes

Located in California, this city has a population of 542K residents.

Cost Breakdown by Category

Estimated monthly spending: Colorado Springs, CO vs Fresno, CA

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↓ 8.2%
Colorado Springs, CO
$2,680
Fresno, CA
$2,461
Difference
$219
less
Transportation
↑ 16.1%
Colorado Springs, CO
$1,191
Fresno, CA
$1,383
Difference
$192
more
Healthcare
↓ 19.8%
Colorado Springs, CO
$587
Fresno, CA
$471
Difference
$116
less
Groceries
↑ 9.0%
Colorado Springs, CO
$937
Fresno, CA
$1,021
Difference
$84.33
more
All Utilities
↑ 16.9%
Colorado Springs, CO
$425
Fresno, CA
$497
Difference
$71.73
more
Other
↓ 1.9%
Colorado Springs, CO
$1,680
Fresno, CA
$1,648
Difference
$31.39
less

🏠Rent Comparison

Studio
From$1,240
To$1,305
↑ $65.00
1 Bed
From$1,520
To$1,315
↓ $205
2 Bed
From$1,800
To$1,615
↓ $185
3 Bed
From$2,505
To$2,245
↓ $260
Colorado Springs, COZIP-level data

1BR range: $1,210–$2,050/mo

Fresno, CAZIP-level data

1BR range: $1,100–$2,010/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Colorado Springs, CO
$7,481
Monthly in Fresno, CA
$18.71
Difference

Home Values

Colorado Springs
Fresno
$415K
Median Value
$319K
↓ -2.2%
YoY Change
↓ -0.9%
↑ +22.4%
5-Year Change
↑ +32%
$314K - $709K
Price Range
$197K - $504K

Homes in Fresno are 23% less expensive than Colorado Springs

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↓ $4.0K
More taxes
Monthly Difference
$336
Less take-home
Effective Rate Diff
2.7%
Rate difference

Colorado Springs, CO

Federal Income Tax
Effective: 18.9%
$25.5K
Colorado State Tax
Effective: 4.4%
$6.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.1%
$43.6K
Take-Home Pay
$8,866/month
$106.4K

Fresno, CA

Federal Income Tax
Effective: 18.9%
$25.5K
California State Tax
Effective: 7.1%
$10.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.6K
Take-Home Pay
$8,530/month
$102.4K

Additional Tax Information

Colorado Springs, CO Tax Rates

Sales Tax:7.8%
Property Tax:0.5%

Fresno, CA Tax Rates

Sales Tax:10.5%
Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

🚶 Walkability

Modeled road attributes, not a safety assessment. Methodology and limitations

Environment

Colorado Springs
Fresno
49 Good
Air Quality
67 Moderate
55.2%
Good Air Days
19.4%
94 Moderate
Climate Risk
99 High
🔥🌊🌪
Top Hazards
🔥🌊🌡
▲+3.0°F
2050 Outlook
▲+2.3°F
9 days
Heat Days >95°F
99 days
▲+3.0°F
2050 Outlook
▲+2.3°F
9 days
Heat Days >95°F
99 days

Before moving from Colorado Springs, CO to Fresno, CA

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Fresno, CA for the same bedroom count and included utilities as your home in Colorado Springs, CO. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Colorado Springs to Fresno moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Fresno, CA by cost, housing, population and region.

Frequently Asked Questions: Colorado Springs, CO vs Fresno, CA

How do the cost estimates for Colorado Springs, CO and Fresno, CA compare?

Fresno, CA has a modeled overall cost index 1.0% higher than Colorado Springs, CO. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Colorado Springs, CO, the model estimates $149,776 in Fresno, CA. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Colorado Springs, CO and Fresno, CA?

The modeled two-bedroom rents are $1,800/month in Colorado Springs, CO and $1,615/month in Fresno, CA. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Colorado and California on TaxTakeHome.com

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