Is Philadelphia, PA cheaper than Colorado Springs, CO?

Based on cost of living data, Philadelphia, PA is 1.7% cheaper than Colorado Springs, CO. This translates to saving $131 per month.

What salary do I need in Philadelphia, PA to live like I do in Colorado Springs, CO?

If you earn $150,000 in Colorado Springs, CO, you'd need approximately $148,427.184 in Philadelphia, PA to maintain the same standard of living.

How does housing cost compare between Colorado Springs, CO and Philadelphia, PA?

Housing in Philadelphia, PA is 19.1% cheaper than in Colorado Springs, CO. For a two-bedroom apartment, rent is $1,660/month in Philadelphia, PA compared to $1,800/month in Colorado Springs, CO.

How much can I save per month by moving from Colorado Springs, CO to Philadelphia, PA?

Moving from Colorado Springs, CO to Philadelphia, PA could save you approximately $131 per month, or $1573 per year, based on a $150,000 salary.

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Colorado Springs, CO

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Philadelphia, PA

Cost of Living Comparison 2026

Current salary in Colorado Springs, CO

Numbers update automatically as you type

You'd save $131/month moving to Philadelphia, PA

$150.0K in your current city equals $148.4K in Philadelphia, PA

Rent data from HUD ZIP-level estimates · COL index from Colorado Springs, CO area

Overall Cost

↓ 1.7%

Less expensive

Monthly Impact

$131

Savings

Annual Impact

$1.6K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Colorado Springs, CO

Population:479K

Cost Index:100

Median Home:$415K

Philadelphia, PA

Population:1584K

Cost Index:98

Median Home:$241K

Colorado Springs, CO

The Centennial State

479K

Population

State Tax

Yes

Located in Colorado, this city has a population of 479K residents.

Philadelphia, PA

The Keystone State

1.6M

Population

State Tax

Yes

Climate

Humid subtropical

Notable Facts

•Birthplace of America
•Cheesesteak city
•Major East Coast hub

Major Industries

HealthcareEducationFinanceManufacturing

Cost Breakdown by Category

Annual spending: Colorado Springs, CO vs Philadelphia, PA

Category	Colorado Springs, CO	Philadelphia, PA	Difference	Change
🏠Housing	$2,859/mo	$2,313/mo	↓ $546less	19.1%
⚡All Utilities	$454/mo	$607/mo	↑ $153more	33.7%
🚗Transportation	$1,270/mo	$1,421/mo	↑ $150more	11.8%
🛒Groceries	$999/mo	$1,104/mo	↑ $105more	10.5%
🏥Healthcare	$626/mo	$607/mo	↓ $18.59less	3.0%
📦Other	$1,791/mo	$1,774/mo	↓ $16.74less	0.9%

🏠Housing

↓ 19.1%

Colorado Springs, CO

$2,859

Philadelphia, PA

$2,313

Difference

$546

less

⚡All Utilities

↑ 33.7%

Colorado Springs, CO

$454

Philadelphia, PA

$607

Difference

$153

🚗Transportation

↑ 11.8%

Colorado Springs, CO

$1,270

Philadelphia, PA

$1,421

Difference

$150

🛒Groceries

↑ 10.5%

Colorado Springs, CO

$999

Philadelphia, PA

$1,104

Difference

$105

🏥Healthcare

↓ 3.0%

Colorado Springs, CO

$626

Philadelphia, PA

$607

Difference

$18.59

less

📦Other

↓ 0.9%

Colorado Springs, CO

$1,791

Philadelphia, PA

$1,774

Difference

$16.74

less

🏛️ Local Income Taxes

Philadelphia, PA: Philadelphia Wage Tax (resident)$5,625/yr (3.8%)

Colorado Springs, CO has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$1,240

To$1,280

↑ $40.00

1 Bed

From$1,520

To$1,390

↓ $130

2 Bed

From$1,800

To$1,660

↓ $140

3 Bed

From$2,505

To$1,990

↓ $515

Colorado Springs, COZIP-level data

1BR range: $1,210–$2,050/mo

Philadelphia, PAZIP-level data

1BR range: $1,080–$2,280/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,999

Monthly in Colorado Springs, CO

$7,826

Monthly in Philadelphia, PA

$173

Difference

Home Values

Colorado Springs

Philadelphia

$415K

Median Value

$241K

↓ -2.2%

YoY Change

↑ +2.8%

↑ +22.4%

5-Year Change

↑ +9%

$314K - $709K

Price Range

$71K - $855K

Homes in Philadelphia are 42% less expensive than Colorado Springs

Calculate payment - Colorado Springs Calculate payment - Philadelphia

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $2.0K

Per year

Monthly Difference

$166

More take-home

Effective Rate Diff

1.3%

Rate difference

Colorado Springs, CO

Federal Income Tax

Effective: 18.9%

$25.5K

Colorado State Tax

Effective: 4.4%

$6.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.1%

$43.6K

Take-Home Pay

$8,866/month

$106.4K

Philadelphia, PA

Federal Income Tax

Effective: 18.9%

$25.5K

Pennsylvania State Tax

Effective: 3.1%

$4.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 27.7%

$41.6K

Take-Home Pay

$9,032/month

$108.4K

Additional Tax Information

Colorado Springs, CO Tax Rates

Sales Tax:7.8%

Property Tax:0.5%

Philadelphia, PA Tax Rates

Sales Tax:6.5%

Property Tax:1.4%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.