Is Kansas City, MO cheaper than Crystal Lake, IL?

Based on cost of living data, Kansas City, MO is 5.9% cheaper than Crystal Lake, IL. This translates to saving $445 per month.

What salary do I need in Kansas City, MO to live like I do in Crystal Lake, IL?

If you earn $150,000 in Crystal Lake, IL, you'd need approximately $144,658.807 in Kansas City, MO to maintain the same standard of living.

How does housing cost compare between Crystal Lake, IL and Kansas City, MO?

Housing in Kansas City, MO is 13.8% cheaper than in Crystal Lake, IL. For a two-bedroom apartment, rent is $1,460/month in Kansas City, MO compared to $1,433/month in Crystal Lake, IL.

How much can I save per month by moving from Crystal Lake, IL to Kansas City, MO?

Moving from Crystal Lake, IL to Kansas City, MO could save you approximately $445 per month, or $5341 per year, based on a $150,000 salary.

Crystal Lake, IL vs Kansas City, MO: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Crystal Lake, IL — ZIP-level rent data · COL adjusted from Chicago, IL area

Current salary in Crystal Lake, IL

Numbers update automatically as you type

You'd save $445/month moving to Kansas City, MO

$150.0K in your current city equals $144.7K in Kansas City, MO

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 5.9%

Less expensive

Monthly Impact

$445

Savings

Annual Impact

$5.3K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Crystal Lake, IL

Population:41K

Cost Index:100

Median Home:$408K

Kansas City, MO

Population:508K

Cost Index:94

Median Home:$257K

Crystal Lake, IL

The Prairie State

41K

Population

State Tax

Yes

Located in Illinois, this city has a population of 41K residents.

Kansas City, MO

The Show-Me State

508K

Population

State Tax

Yes

Located in Missouri, this city has a population of 508K residents.

Cost Breakdown by Category

Annual spending: Crystal Lake, IL vs Kansas City, MO

Category	Crystal Lake, IL	Kansas City, MO	Difference	Change
🏠Housing	$2,443/mo	$2,105/mo	↓ $338less	13.8%
🚗Transportation	$1,487/mo	$1,216/mo	↓ $271less	18.2%
📦Other	$1,556/mo	$1,607/mo	↑ $51.32more	3.3%
🏥Healthcare	$560/mo	$607/mo	↑ $47.61more	8.5%
⚡All Utilities	$488/mo	$535/mo	↑ $47.13more	9.7%
🛒Groceries	$968/mo	$949/mo	↓ $19.00less	2.0%

🏠Housing

↓ 13.8%

Crystal Lake, IL

$2,443

Kansas City, MO

$2,105

Difference

$338

less

🚗Transportation

↓ 18.2%

Crystal Lake, IL

$1,487

Kansas City, MO

$1,216

Difference

$271

less

📦Other

↑ 3.3%

Crystal Lake, IL

$1,556

Kansas City, MO

$1,607

Difference

$51.32

🏥Healthcare

↑ 8.5%

Crystal Lake, IL

$560

Kansas City, MO

$607

Difference

$47.61

⚡All Utilities

↑ 9.7%

Crystal Lake, IL

$488

Kansas City, MO

$535

Difference

$47.13

🛒Groceries

↓ 2.0%

Crystal Lake, IL

$968

Kansas City, MO

$949

Difference

$19.00

less

🏛️ Local Income Taxes

Kansas City, MO: Kansas City Earnings Tax$1,500/yr (1.0%)

Crystal Lake, IL has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$1,189

To$1,180

↓ $9.00

1 Bed

From$1,275

To$1,280

↑ $5.00

2 Bed

From$1,433

To$1,460

↑ $27.00

3 Bed

From$1,843

To$1,900

↑ $57.00

Crystal Lake, ILZIP-level data

1BR range: $1,610–$1,780/mo

Kansas City, MOZIP-level data

1BR range: $900–$1,800/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,502

Monthly in Crystal Lake, IL

$7,020

Monthly in Kansas City, MO

$482

Difference

Home Values

Crystal Lake

Kansas City

$408K

Median Value

$257K

↑ +5%

YoY Change

↑ +0.6%

↑ +46.8%

5-Year Change

↑ +32.2%

$349K - $466K

Price Range

$80K - $587K

Homes in Kansas City are 37% less expensive than Crystal Lake

Calculate payment - Crystal Lake Calculate payment - Kansas City

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $504

More taxes

Monthly Difference

$42.00

Less take-home

Effective Rate Diff

0.3%

Rate difference

Crystal Lake, IL

Federal Income Tax

Effective: 18.9%

$25.5K

Illinois State Tax

Effective: 5.0%

$7.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.4K

Take-Home Pay

$8,797/month

$105.6K

Kansas City, MO

Federal Income Tax

Effective: 18.9%

$25.5K

Missouri State Tax

Effective: 5.3%

$7.9K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.0%

$44.9K

Take-Home Pay

$8,755/month

$105.1K

Additional Tax Information

Crystal Lake, IL Tax Rates

Sales Tax:8.8%

Property Tax:2.2%

Kansas City, MO Tax Rates

Sales Tax:8.2%

Property Tax:1.0%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.