Is Nashville, TN cheaper than Crystal Lake, IL?

Based on cost of living data, Nashville, TN is 7.7% more expensive than Crystal Lake, IL. This translates to spending an extra $574 per month.

What salary do I need in Nashville, TN to live like I do in Crystal Lake, IL?

If you earn $150,000 in Crystal Lake, IL, you'd need approximately $156,887.301 in Nashville, TN to maintain the same standard of living.

How does housing cost compare between Crystal Lake, IL and Nashville, TN?

Housing in Nashville, TN is 8.5% more expensive than in Crystal Lake, IL. For a two-bedroom apartment, rent is $1,840/month in Nashville, TN compared to $1,433/month in Crystal Lake, IL.

How much can I save per month by moving from Crystal Lake, IL to Nashville, TN?

Living in Nashville, TN costs approximately $574 more per month than Crystal Lake, IL, or $6887 more per year, based on a $150,000 salary.

Crystal Lake, IL vs Nashville, TN: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Crystal Lake, IL — ZIP-level rent data · COL adjusted from Chicago, IL area

Current salary in Crystal Lake, IL

Numbers update automatically as you type

You'd spend $574/month more in Nashville, TN

$150.0K in your current city equals $156.9K in Nashville, TN

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↑ 7.7%

More expensive

Monthly Impact

$574

Extra cost

Annual Impact

$6.9K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Crystal Lake, IL

Population:41K

Cost Index:100

Median Home:$408K

Nashville, TN

Population:689K

Cost Index:108

Median Home:$489K

Crystal Lake, IL

The Prairie State

41K

Population

State Tax

Yes

Located in Illinois, this city has a population of 41K residents.

Nashville, TN

The Volunteer State

689K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Music City USA
•Country music capital
•Healthcare industry hub

Major Industries

Music IndustryHealthcareTourismFinance

Cost Breakdown by Category

Annual spending: Crystal Lake, IL vs Nashville, TN

Category	Crystal Lake, IL	Nashville, TN	Difference	Change
📦Other	$1,556/mo	$1,942/mo	↑ $386more	24.8%
🏠Housing	$2,443/mo	$2,651/mo	↑ $208more	8.5%
🚗Transportation	$1,487/mo	$1,284/mo	↓ $203less	13.7%
🏥Healthcare	$560/mo	$607/mo	↑ $47.61more	8.5%
⚡All Utilities	$488/mo	$519/mo	↑ $30.73more	6.3%
🛒Groceries	$968/mo	$949/mo	↓ $19.00less	2.0%

📦Other

↑ 24.8%

Crystal Lake, IL

$1,556

Nashville, TN

$1,942

Difference

$386

🏠Housing

↑ 8.5%

Crystal Lake, IL

$2,443

Nashville, TN

$2,651

Difference

$208

🚗Transportation

↓ 13.7%

Crystal Lake, IL

$1,487

Nashville, TN

$1,284

Difference

$203

less

🏥Healthcare

↑ 8.5%

Crystal Lake, IL

$560

Nashville, TN

$607

Difference

$47.61

⚡All Utilities

↑ 6.3%

Crystal Lake, IL

$488

Nashville, TN

$519

Difference

$30.73

🛒Groceries

↓ 2.0%

Crystal Lake, IL

$968

Nashville, TN

$949

Difference

$19.00

less

🏠Rent Comparison

Studio

From$1,189

To$1,600

↑ $411

1 Bed

From$1,275

To$1,680

↑ $405

2 Bed

From$1,433

To$1,840

↑ $407

3 Bed

From$1,843

To$2,350

↑ $507

Crystal Lake, ILZIP-level data

1BR range: $1,610–$1,780/mo

Nashville, TNZIP-level data

1BR range: $1,320–$2,230/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,502

Monthly in Crystal Lake, IL

$7,952

Monthly in Nashville, TN

$450

Difference

Home Values

Crystal Lake

Nashville

$408K

Median Value

$489K

↑ +5%

YoY Change

↓ -2.1%

↑ +46.8%

5-Year Change

↑ +32.1%

$349K - $466K

Price Range

$320K - $1.16M

Homes in Nashville are 20% more expensive than Crystal Lake

Calculate payment - Crystal Lake Calculate payment - Nashville

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $7.4K

Per year

Monthly Difference

$619

More take-home

Effective Rate Diff

4.9%

Rate difference

Crystal Lake, IL

Federal Income Tax

Effective: 18.9%

$25.5K

Illinois State Tax

Effective: 5.0%

$7.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.4K

Take-Home Pay

$8,797/month

$105.6K

Nashville, TN

Federal Income Tax

Effective: 18.9%

$25.5K

Tennessee State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Crystal Lake, IL Tax Rates

Sales Tax:8.8%

Property Tax:2.2%

Nashville, TN Tax Rates

Sales Tax:9.5%

Property Tax:0.7%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.