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Cost of Living Comparison 2026

๐Ÿ“ Crystal Lake, IL โ€” ZIP-level rent data ยท COL adjusted from Chicago, IL area

$

Numbers update automatically as you type

You'd save $523/month moving to Pittsburgh, PA

$150.0K in your current city equals $143.7K in Pittsburgh, PA

Rent data from HUD ZIP-level estimates ยท COL index from area
Overall Cost
โ†“ 7.0%
Less expensive
Monthly Impact
$523
Savings
Annual Impact
$6.3K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Crystal Lake, IL

Population:41K
Cost Index:100
Median Home:$408K

Pittsburgh, PA

Population:303K
Cost Index:93

Crystal Lake, IL

The Prairie State

41K
Population
State Tax
Yes

Located in Illinois, this city has a population of 41K residents.

Pittsburgh, PA

The Keystone State

303K
Population
State Tax
Yes

Located in Pennsylvania, this city has a population of 303K residents.

Cost Breakdown by Category

Annual spending: Crystal Lake, IL vs Pittsburgh, PA

๐Ÿ Housing
โ†“ 20.2%
Crystal Lake, IL
$2,443
Pittsburgh, PA
$1,949
Difference
$494
less
๐Ÿš—Transportation
โ†“ 18.2%
Crystal Lake, IL
$1,487
Pittsburgh, PA
$1,216
Difference
$271
less
โšกAll Utilities
โ†‘ 24.2%
Crystal Lake, IL
$488
Pittsburgh, PA
$607
Difference
$118
more
๐Ÿ“ฆOther
โ†‘ 3.3%
Crystal Lake, IL
$1,556
Pittsburgh, PA
$1,607
Difference
$51.32
more
๐ŸฅHealthcare
โ†“ 5.9%
Crystal Lake, IL
$560
Pittsburgh, PA
$527
Difference
$32.94
less
๐Ÿ›’Groceries
โ†‘ 2.2%
Crystal Lake, IL
$968
Pittsburgh, PA
$989
Difference
$20.97
more

๐Ÿ›๏ธ Local Income Taxes

Pittsburgh, PA: Pittsburgh Earned Income Tax$4,500/yr (3.0%)

Crystal Lake, IL has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

๐Ÿ Rent Comparison

Studio
From$1,189
To$750
โ†“ $439
1 Bed
From$1,275
To$850
โ†“ $425
2 Bed
From$1,433
To$1,050
โ†“ $383
3 Bed
From$1,843
To$1,400
โ†“ $443
Crystal Lake, ILZIP-level data

1BR range: $1,610โ€“$1,780/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,502
Monthly in Crystal Lake, IL
$6,894
Monthly in Pittsburgh, PA
$608
Difference

Home Values

Crystal Lake
Pittsburgh
$408K
Median Value
-
โ†‘ +5%
YoY Change
-
โ†‘ +46.8%
5-Year Change
-
$349K - $466K
Price Range
-

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $2.8K
Per year
Monthly Difference
$235
More take-home
Effective Rate Diff
1.9%
Rate difference

Crystal Lake, IL

Federal Income Tax
Effective: 18.9%
$25.5K
Illinois State Tax
Effective: 5.0%
$7.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.6%
$44.4K
Take-Home Pay
$8,797/month
$105.6K

Pittsburgh, PA

Federal Income Tax
Effective: 18.9%
$25.5K
Pennsylvania State Tax
Effective: 3.1%
$4.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.7%
$41.6K
Take-Home Pay
$9,032/month
$108.4K

Additional Tax Information

Crystal Lake, IL Tax Rates

Sales Tax:8.8%
Property Tax:2.2%

Pittsburgh, PA Tax Rates

Sales Tax:6.5%
Property Tax:1.4%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Crystal Lake
Pittsburgh
54 Moderate
Air Quality
52 Moderate
35.8%
Good Air Days
47.8%
100 Very High
Climate Risk
98 High
๐ŸŒŠ๐ŸŒก๐Ÿซจ
Top Hazards
๐ŸŒŠ๐ŸŒช๐Ÿ’จ
โ–ฒ+3.2ยฐF
2050 Outlook
โ–ฒ+3.0ยฐF
18 days
Heat Days >95ยฐF
12 days
โ–ฒ+3.2ยฐF
2050 Outlook
โ–ฒ+3.0ยฐF
18 days
Heat Days >95ยฐF
12 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Illinois and Pennsylvania on TaxTakeHome.com

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