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Cost of Living Comparison 2026

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You'd spend $1.3K/month more in Nashville, TN

$150.0K in your current city equals $165.3K in Nashville, TN

Rent data from HUD ZIP-level estimates ยท COL index from El Paso, TX area
Overall Cost
โ†‘ 17.0%
More expensive
Monthly Impact
$1,278
Extra cost
Annual Impact
$15.3K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

El Paso, TX

Population:679K
Cost Index:100
Median Home:$216K

Nashville, TN

Population:689K
Cost Index:117
Median Home:$489K

El Paso, TX

The Lone Star State

679K
Population
State Tax
No Income Tax

Located in Texas, this city has a population of 679K residents.

๐Ÿ’ก Advantage: Texas has no state income tax!

Nashville, TN

The Volunteer State

689K
Population
State Tax
No Income Tax
Climate
Humid subtropical

Notable Facts

  • โ€ขMusic City USA
  • โ€ขCountry music capital
  • โ€ขHealthcare industry hub

Major Industries

Music IndustryHealthcareTourismFinance

Cost Breakdown by Category

Annual spending: El Paso, TX vs Nashville, TN

๐Ÿ Housing
โ†‘ 30.8%
El Paso, TX
$2,027
Nashville, TN
$2,651
Difference
$624
more
๐Ÿ“ฆOther
โ†‘ 18.4%
El Paso, TX
$1,641
Nashville, TN
$1,942
Difference
$301
more
๐ŸฅHealthcare
โ†‘ 21.0%
El Paso, TX
$502
Nashville, TN
$607
Difference
$105
more
๐Ÿš—Transportation
โ†‘ 3.3%
El Paso, TX
$1,243
Nashville, TN
$1,284
Difference
$40.98
more
โšกAll Utilities
โ†‘ 6.7%
El Paso, TX
$486
Nashville, TN
$519
Difference
$32.79
more
๐Ÿ›’Groceries
โ†‘ 1.1%
El Paso, TX
$939
Nashville, TN
$949
Difference
$9.99
more

๐Ÿ Rent Comparison

Studio
From$800
To$1,600
โ†‘ $800
1 Bed
From$990
To$1,680
โ†‘ $690
2 Bed
From$1,160
To$1,840
โ†‘ $680
3 Bed
From$1,590
To$2,350
โ†‘ $760
El Paso, TXZIP-level data

1BR range: $920โ€“$1,330/mo

Nashville, TNZIP-level data

1BR range: $1,320โ€“$2,230/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,838
Monthly in El Paso, TX
$7,952
Monthly in Nashville, TN
$1,114
Difference

Home Values

El Paso
Nashville
$216K
Median Value
$489K
โ†‘ +1.1%
YoY Change
โ†“ -2.1%
โ†‘ +42%
5-Year Change
โ†‘ +32.1%
$137K - $405K
Price Range
$320K - $1.16M

Homes in Nashville are 126% more expensive than El Paso

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†’ $0
Same taxes
Monthly Difference
$0
Same take-home
Effective Rate Diff
0.0%
Rate difference

El Paso, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Nashville, TN

Federal Income Tax
Effective: 18.9%
$25.5K
Tennessee State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

El Paso, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

Nashville, TN Tax Rates

Sales Tax:9.5%
Property Tax:0.7%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

El Paso
Nashville
67 Moderate
Air Quality
50 Good
22.1%
Good Air Days
51.6%
95 High
Climate Risk
97 High
๐ŸŒŠ๐ŸŒกโ˜€
Top Hazards
๐ŸŒŠ๐Ÿซจ๐ŸŒช
โ–ฒ+2.7ยฐF
2050 Outlook
โ–ฒ+2.8ยฐF
97 days
Heat Days >95ยฐF
42 days
โ–ฒ+2.7ยฐF
2050 Outlook
โ–ฒ+2.8ยฐF
97 days
Heat Days >95ยฐF
42 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Texas and Tennessee on TaxTakeHome.com

Where your money goes further

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