Eugene, OR vs Hillsboro, OR: Cost of Living

Which city costs less?

Hillsboro, OR has a modeled overall cost index 19.7% higher than Eugene, OR.

Eugene, OR · modeled 2BR rent: $1,770 / month
Hillsboro, OR · modeled 2BR rent: $2,120 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Eugene, OR and Hillsboro, OR using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Eugene, OR

Numbers update automatically as you type

Estimated extra cost: $1,296/month in Hillsboro, OR

$150,000 in your current city has a modeled equivalent of $165,553 in Hillsboro, OR

Regional cost estimates: Eugene, OR uses Portland, OR. Hillsboro, OR uses Portland, OR. Available city ZIP rent estimates are shown separately.

Overall Cost

↑ 19.7%

More expensive

Monthly Impact

$1,296

Extra cost

Annual Impact

$15.6K

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Eugene, OR

Population:178K

Cost Index:

104.4

100 = national average

Typical Home:$470K

Hillsboro, OR

Population:108K

Cost Index:

125.0

100 = national average

Typical Home:$524K

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Eugene, OR

The Beaver State

178K

Population

State Tax

Yes

Located in Oregon, this city has a population of 178K residents.

Hillsboro, OR

The Beaver State

108K

Population

State Tax

Yes

Located in Oregon, this city has a population of 108K residents.

Cost Breakdown by Category

Estimated monthly spending: Eugene, OR vs Hillsboro, OR

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Eugene, OR	Hillsboro, OR	Difference	Change
Housing	$3,070/mo	$3,675/mo	↑ $606more	19.7%
Other	$1,396/mo	$1,671/mo	↑ $276more	19.7%
Transportation	$1,248/mo	$1,494/mo	↑ $246more	19.7%
Groceries	$865/mo	$947/mo	↑ $81.55more	9.4%
Healthcare	$536/mo	$587/mo	↑ $50.56more	9.4%
All Utilities	$385/mo	$421/mo	↑ $36.26more	9.4%

Housing

↑ 19.7%

Eugene, OR

$3,070

Hillsboro, OR

$3,675

Difference

$606

Other

↑ 19.7%

Eugene, OR

$1,396

Hillsboro, OR

$1,671

Difference

$276

Transportation

↑ 19.7%

Eugene, OR

$1,248

Hillsboro, OR

$1,494

Difference

$246

Groceries

↑ 9.4%

Eugene, OR

$865

Hillsboro, OR

$947

Difference

$81.55

Healthcare

↑ 9.4%

Eugene, OR

$536

Hillsboro, OR

$587

Difference

$50.56

All Utilities

↑ 9.4%

Eugene, OR

$385

Hillsboro, OR

$421

Difference

$36.26

🏛️ Local Income Taxes

Eugene, OR: Lane Transit District Payroll Tax$315/yr (0.2%)

Hillsboro, OR has no local income tax recorded in this dataset.

Local taxes are shown separately and are not included in the living-cost totals. Coverage is incomplete; an absent entry does not establish that no tax applies.

🏠Rent Comparison

Studio

From$1,280

To$1,735

↑ $455

1 Bed

From$1,350

To$1,850

↑ $500

2 Bed

From$1,770

To$2,120

↑ $350

3 Bed

From$2,465

To$2,890

↑ $425

Eugene, ORZIP-level data

1BR range: $1,300–$1,380/mo

Hillsboro, ORZIP-level data

1BR range: $1,730–$1,970/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Eugene, OR

$8,796

Monthly in Hillsboro, OR

$1,296

Difference

Home Values

Eugene

Hillsboro

$470K

Median Value

$524K

↓ -0.3%

YoY Change

↓ -3.6%

↑ +27.2%

5-Year Change

↑ +19.7%

$391K - $592K

Price Range

$517K - $531K

Homes in Hillsboro are 12% more expensive than Eugene

Calculate payment - Eugene Calculate payment - Hillsboro

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Eugene, OR

Federal Income Tax

Effective: 18.9%

$25.5K

Oregon State Tax

Effective: 10.3%

$15.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 35.0%

$52.5K

Take-Home Pay

$8,123/month

$97.5K

Hillsboro, OR

Federal Income Tax

Effective: 18.9%

$25.5K

Oregon State Tax

Effective: 10.3%

$15.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 35.0%

$52.5K

Take-Home Pay

$8,123/month

$97.5K

Additional Tax Information

Eugene, OR Tax Rates

Sales Tax:0.0%

Property Tax:0.9%

Hillsboro, OR Tax Rates

Sales Tax:0.0%

Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Eugene

Hillsboro

35 Good

Air Quality

35 Good

85%

Good Air Days

85%

98 High

Climate Risk

98 High

🌊🌡🫨

Top Hazards

🌊🌡🫨

▲+2.5°F

2050 Outlook

▲+2.5°F

9 days

Heat Days >95°F

9 days

▲+2.5°F

2050 Outlook

▲+2.5°F

9 days

Heat Days >95°F

9 days

Before moving from Eugene, OR to Hillsboro, OR

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in Hillsboro, OR for the same bedroom count and included utilities as your home in Eugene, OR. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Eugene to Hillsboro moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Hillsboro, OR by cost, housing, population and region.

Frequently Asked Questions: Eugene, OR vs Hillsboro, OR

How do the cost estimates for Eugene, OR and Hillsboro, OR compare?

Hillsboro, OR has a modeled overall cost index 19.7% higher than Eugene, OR. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Eugene, OR, the model estimates $165,553 in Hillsboro, OR. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Eugene, OR and Hillsboro, OR?

The modeled two-bedroom rents are $1,770/month in Eugene, OR and $2,120/month in Hillsboro, OR. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.