Is Spokane, WA cheaper than Eugene, OR?

Based on cost of living data, Spokane, WA is 9.0% cheaper than Eugene, OR. This translates to saving $673 per month.

What salary do I need in Spokane, WA to live like I do in Eugene, OR?

If you earn $150,000 in Eugene, OR, you'd need approximately $141,923.191 in Spokane, WA to maintain the same standard of living.

How does housing cost compare between Eugene, OR and Spokane, WA?

Housing in Spokane, WA is 31.9% cheaper than in Eugene, OR. For a two-bedroom apartment, rent is $1,530/month in Spokane, WA compared to $1,208/month in Eugene, OR.

How much can I save per month by moving from Eugene, OR to Spokane, WA?

Moving from Eugene, OR to Spokane, WA could save you approximately $673 per month, or $8077 per year, based on a $150,000 salary.

Eugene, OR vs Spokane, WA: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

Current salary in Eugene, OR

Numbers update automatically as you type

You'd save $673/month moving to Spokane, WA

$150.0K in your current city equals $141.9K in Spokane, WA

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 9.0%

Less expensive

Monthly Impact

$673

Savings

Annual Impact

$8.1K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Eugene, OR

Population:178K

Cost Index:

100

100 = national average

Median Home:$470K

Spokane, WA

Population:230K

Cost Index:

(9% below avg)

Median Home:$385K

Eugene, OR

The Beaver State

178K

Population

State Tax

Yes

Located in Oregon, this city has a population of 178K residents.

Spokane, WA

The Evergreen State

230K

Population

State Tax

No Income Tax

Located in Washington, this city has a population of 230K residents.

💡 Advantage: Washington has no state income tax!

Cost Breakdown by Category

Annual spending: Eugene, OR vs Spokane, WA

Category	Eugene, OR	Spokane, WA	Difference	Change
Housing	$3,399/mo	$2,313/mo	↓ $1,086less	31.9%
Transportation	$1,382/mo	$1,899/mo	↑ $517more	37.4%
Healthcare	$594/mo	$824/mo	↑ $230more	38.7%
Groceries	$958/mo	$1,079/mo	↑ $121more	12.7%
All Utilities	$426/mo	$481/mo	↑ $54.90more	12.9%
Other	$1,546/mo	$1,540/mo	↓ $5.42less	0.4%

Housing

↓ 31.9%

Eugene, OR

$3,399

Spokane, WA

$2,313

Difference

$1,086

less

Transportation

↑ 37.4%

Eugene, OR

$1,382

Spokane, WA

$1,899

Difference

$517

Healthcare

↑ 38.7%

Eugene, OR

$594

Spokane, WA

$824

Difference

$230

Groceries

↑ 12.7%

Eugene, OR

$958

Spokane, WA

$1,079

Difference

$121

All Utilities

↑ 12.9%

Eugene, OR

$426

Spokane, WA

$481

Difference

$54.90

Other

↓ 0.4%

Eugene, OR

$1,546

Spokane, WA

$1,540

Difference

$5.42

less

🏛️ Local Income Taxes

Eugene, OR: Lane Transit District Payroll Tax$315/yr (0.2%)

Spokane, WA has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$873

To$1,105

↑ $232

1 Bed

From$921

To$1,195

↑ $274

2 Bed

From$1,208

To$1,530

↑ $322

3 Bed

From$1,682

To$2,085

↑ $403

Eugene, ORZIP-level data

1BR range: $1,300–$1,380/mo

Spokane, WAZIP-level data

1BR range: $1,020–$1,260/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,304

Monthly in Eugene, OR

$8,136

Monthly in Spokane, WA

$168

Difference

Home Values

Eugene

Spokane

$470K

Median Value

$385K

↓ -0.3%

YoY Change

↓ -0.2%

↑ +27.2%

5-Year Change

↑ +29.6%

$391K - $592K

Price Range

$271K - $506K

Homes in Spokane are 18% less expensive than Eugene

Calculate payment - Eugene Calculate payment - Spokane

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $15.5K

Per year

Monthly Difference

$1,293

More take-home

Effective Rate Diff

10.3%

Rate difference

Eugene, OR

Federal Income Tax

Effective: 18.9%

$25.5K

Oregon State Tax

Effective: 10.3%

$15.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 35.0%

$52.5K

Take-Home Pay

$8,123/month

$97.5K

Spokane, WA

Federal Income Tax

Effective: 18.9%

$25.5K

Washington State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Eugene, OR Tax Rates

Sales Tax:0.0%

Property Tax:0.9%

Spokane, WA Tax Rates

Sales Tax:9.2%

Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.