Evansville, IN vs Cedar Rapids, IA: Cost of Living

Which city costs less?

Cedar Rapids, IA has a modeled overall cost index 1.2% higher than Evansville, IN.

Evansville, IN · modeled 2BR rent: $1,130 / month
Cedar Rapids, IA · modeled 2BR rent: $1,080 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Evansville, IN and Cedar Rapids, IA using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Evansville, IN

Numbers update automatically as you type

Estimated extra cost: $41.85/month in Cedar Rapids, IA

$150,000 in your current city has a modeled equivalent of $150,502 in Cedar Rapids, IA

Regional cost estimates: Evansville, IN uses Louisville, KY. Cedar Rapids, IA uses Des Moines, IA. Available city ZIP rent estimates are shown separately.

Overall Cost

↑ 1.2%

More expensive

Monthly Impact

$41.85

Extra cost

Annual Impact

$502

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Evansville, IN

Population:115K

Cost Index:

91.0

100 = national average

Typical Home:$188K

Cedar Rapids, IA

Population:136K

Cost Index:

92.0

100 = national average

Typical Home:$197K

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Evansville, IN

The Hoosier State

115K

Population

State Tax

Yes

Located in Indiana, this city has a population of 115K residents.

Cedar Rapids, IA

The Hawkeye State

136K

Population

State Tax

Yes

Located in Iowa, this city has a population of 136K residents.

Cost Breakdown by Category

Estimated monthly spending: Evansville, IN vs Cedar Rapids, IA

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Evansville, IN	Cedar Rapids, IA	Difference	Change
Healthcare	$600/mo	$730/mo	↑ $130more	21.6%
Transportation	$1,403/mo	$1,346/mo	↓ $57.48less	4.1%
Groceries	$1,021/mo	$973/mo	↓ $47.51less	4.7%
Other	$1,702/mo	$1,740/mo	↑ $38.08more	2.2%
Housing	$2,280/mo	$2,251/mo	↓ $29.51less	1.3%
All Utilities	$494/mo	$503/mo	↑ $8.74more	1.8%

Healthcare

↑ 21.6%

Evansville, IN

$600

Cedar Rapids, IA

$730

Difference

$130

Transportation

↓ 4.1%

Evansville, IN

$1,403

Cedar Rapids, IA

$1,346

Difference

$57.48

less

Groceries

↓ 4.7%

Evansville, IN

$1,021

Cedar Rapids, IA

$973

Difference

$47.51

less

Other

↑ 2.2%

Evansville, IN

$1,702

Cedar Rapids, IA

$1,740

Difference

$38.08

Housing

↓ 1.3%

Evansville, IN

$2,280

Cedar Rapids, IA

$2,251

Difference

$29.51

less

All Utilities

↑ 1.8%

Evansville, IN

$494

Cedar Rapids, IA

$503

Difference

$8.74

🏛️ Local Income Taxes

Evansville, IN: Vanderburgh County Income Tax$1,950/yr (1.3%)

Cedar Rapids, IA has no local income tax recorded in this dataset.

Local taxes are shown separately and are not included in the living-cost totals. Coverage is incomplete; an absent entry does not establish that no tax applies.

🏠Rent Comparison

Studio

From$865

To$740

↓ $125

1 Bed

From$875

To$825

↓ $50.00

2 Bed

From$1,130

To$1,080

↓ $50.00

3 Bed

From$1,390

To$1,500

↑ $110

Evansville, INZIP-level data

1BR range: $800–$1,020/mo

Cedar Rapids, IAZIP-level data

1BR range: $740–$930/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Evansville, IN

$7,542

Monthly in Cedar Rapids, IA

$41.85

Difference

Home Values

Evansville

Cedar Rapids

$188K

Median Value

$197K

↑ +4%

YoY Change

↑ +3.9%

↑ +37.9%

5-Year Change

↑ +29.6%

$91K - $255K

Price Range

$117K - $432K

Homes in Cedar Rapids are 5% more expensive than Evansville

Calculate payment - Evansville Calculate payment - Cedar Rapids

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $5.9K

More taxes

Monthly Difference

$488

Less take-home

Effective Rate Diff

3.9%

Rate difference

Evansville, IN

Federal Income Tax

Effective: 18.9%

$25.5K

Indiana State Tax

Effective: 3.2%

$4.8K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 27.9%

$41.9K

Take-Home Pay

$9,012/month

$108.1K

Cedar Rapids, IA

Federal Income Tax

Effective: 18.9%

$25.5K

Iowa State Tax

Effective: 7.1%

$10.7K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.7K

Take-Home Pay

$8,524/month

$102.3K

Additional Tax Information

Evansville, IN Tax Rates

Sales Tax:7.0%

Property Tax:0.9%

Cedar Rapids, IA Tax Rates

Sales Tax:7.4%

Property Tax:1.5%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Evansville

Cedar Rapids

50 Good

Air Quality

45 Good

50.8%

Good Air Days

67.5%

98 High

Climate Risk

92 Moderate

🌊🌡🌪

Top Hazards

🌡☀🌪

▲+2.9°F

2050 Outlook

▲+3.4°F

37 days

Heat Days >95°F

25 days

▲+2.9°F

2050 Outlook

▲+3.4°F

37 days

Heat Days >95°F

25 days

Before moving from Evansville, IN to Cedar Rapids, IA

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in Cedar Rapids, IA for the same bedroom count and included utilities as your home in Evansville, IN. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Evansville to Cedar Rapids moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Cedar Rapids, IA by cost, housing, population and region.

Frequently Asked Questions: Evansville, IN vs Cedar Rapids, IA

How do the cost estimates for Evansville, IN and Cedar Rapids, IA compare?

Cedar Rapids, IA has a modeled overall cost index 1.2% higher than Evansville, IN. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Evansville, IN, the model estimates $150,502 in Cedar Rapids, IA. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Evansville, IN and Cedar Rapids, IA?

The modeled two-bedroom rents are $1,130/month in Evansville, IN and $1,080/month in Cedar Rapids, IA. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Indiana and Iowa on TaxTakeHome.com