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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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You'd spend $2.9K/month more in Palmdale, CA

$150.0K in your current city equals $185.0K in Palmdale, CA

Rent data from HUD ZIP-level estimates · COL index from Denver-Aurora-Lakewood, CO area
Overall Cost
38.9%
More expensive
Monthly Impact
$2,917
Extra cost
Annual Impact
$35.0K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Lakewood, CO

Population:156K
Cost Index:
100
100 = national average
Median Home:$585K

Palmdale, CA

Population:161K
Cost Index:
139
(39% above avg)
Median Home:$489K

Lakewood, CO

The Centennial State

156K
Population
State Tax
Yes

Located in Colorado, this city has a population of 156K residents.

Palmdale, CA

The Golden State

161K
Population
State Tax
Yes

Located in California, this city has a population of 161K residents.

Cost Breakdown by Category

Annual spending: Lakewood, CO vs Palmdale, CA

Housing
110.3%
Lakewood, CO
$2,827
Palmdale, CA
$5,945
Difference
$3,119
more
Transportation
30.2%
Lakewood, CO
$1,413
Palmdale, CA
$1,840
Difference
$427
more
Other
14.0%
Lakewood, CO
$1,716
Palmdale, CA
$1,476
Difference
$240
less
Healthcare
17.7%
Lakewood, CO
$621
Palmdale, CA
$511
Difference
$110
less
Groceries
5.1%
Lakewood, CO
$1,012
Palmdale, CA
$960
Difference
$51.64
less
All Utilities
0.8%
Lakewood, CO
$510
Palmdale, CA
$515
Difference
$4.15
more

🏠Rent Comparison

Studio
From$1,257
To$1,333
$76.00
1 Bed
From$1,344
To$1,493
$149
2 Bed
From$1,599
To$1,862
$263
3 Bed
From$2,092
To$2,362
$270
Lakewood, COZIP-level data

1BR range: $1,620$1,900/mo

Palmdale, CAZIP-level data

1BR range: $2,060$2,060/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,100
Monthly in Lakewood, CO
$11,247
Monthly in Palmdale, CA
$3,148
Difference

Home Values

Lakewood
Palmdale
$585K
Median Value
$489K
↓ -2.6%
YoY Change
↓ -2.1%
↑ +20.1%
5-Year Change
↑ +31.3%
$519K - $652K
Price Range
$489K

Homes in Palmdale are 16% less expensive than Lakewood

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$4.0K
More taxes
Monthly Difference
$336
Less take-home
Effective Rate Diff
2.7%
Rate difference

Lakewood, CO

Federal Income Tax
Effective: 18.9%
$25.5K
Colorado State Tax
Effective: 4.4%
$6.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.1%
$43.6K
Take-Home Pay
$8,866/month
$106.4K

Palmdale, CA

Federal Income Tax
Effective: 18.9%
$25.5K
California State Tax
Effective: 7.1%
$10.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.6K
Take-Home Pay
$8,530/month
$102.4K

Additional Tax Information

Lakewood, CO Tax Rates

Sales Tax:7.8%
Property Tax:0.5%

Palmdale, CA Tax Rates

Sales Tax:10.5%
Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Lakewood
Palmdale
55 Moderate
Air Quality
80 Moderate
35.2%
Good Air Days
10.4%
95 High
Climate Risk
100 Very High
🌊🌪💨
Top Hazards
🔥🌊🌅
+3.3°F
2050 Outlook
+2.6°F
28 days
Heat Days >95°F
17 days
+3.3°F
2050 Outlook
+2.6°F
28 days
Heat Days >95°F
17 days

💰 See how taxes change too — compare take-home pay between Colorado and California on TaxTakeHome.com

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