Is Denver, CO cheaper than Lodi, NJ?

Based on cost of living data, Denver, CO is 7.1% cheaper than Lodi, NJ. This translates to saving $533 per month.

What salary do I need in Denver, CO to live like I do in Lodi, NJ?

If you earn $150,000 in Lodi, NJ, you'd need approximately $143,605.562 in Denver, CO to maintain the same standard of living.

How does housing cost compare between Lodi, NJ and Denver, CO?

Housing in Denver, CO is 2.5% more expensive than in Lodi, NJ. For a two-bedroom apartment, rent is $2,190/month in Denver, CO compared to $1,771/month in Lodi, NJ.

How much can I save per month by moving from Lodi, NJ to Denver, CO?

Moving from Lodi, NJ to Denver, CO could save you approximately $533 per month, or $6394 per year, based on a $150,000 salary.

Lodi, NJ vs Denver, CO: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Lodi, NJ — ZIP-level rent data · COL adjusted from Jersey City, NJ area

Current salary in Lodi, NJ

Numbers update automatically as you type

You'd save $533/month moving to Denver, CO

$150.0K in your current city equals $143.6K in Denver, CO

Rent data from HUD ZIP-level estimates · COL index from New York-Newark-Jersey City, NY-NJ-PA area

Overall Cost

↓ 7.1%

Less expensive

Monthly Impact

$533

Savings

Annual Impact

$6.4K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Lodi, NJ

Population:26K

Cost Index:100

Median Home:$605K

Denver, CO

Population:716K

Cost Index:93

Median Home:$513K

Lodi, NJ

The Garden State

26K

Population

State Tax

Yes

Located in New Jersey, this city has a population of 26K residents.

Denver, CO

The Centennial State

716K

Population

State Tax

Yes

Climate

Semi-arid

Notable Facts

•Mile-high city (5,280 ft)
•Outdoor recreation hub
•Major cannabis market

Major Industries

AerospaceTechnologyEnergyTourism

Cost Breakdown by Category

Annual spending: Lodi, NJ vs Denver, CO

Category	Lodi, NJ	Denver, CO	Difference	Change
📦Other	$1,919/mo	$1,774/mo	↓ $144less	7.5%
🏠Housing	$3,168/mo	$3,248/mo	↑ $80.09more	2.5%
⚡All Utilities	$580/mo	$519/mo	↓ $60.59less	10.5%
🚗Transportation	$1,514/mo	$1,462/mo	↓ $52.38less	3.5%
🛒Groceries	$1,070/mo	$1,029/mo	↓ $40.60less	3.8%
🏥Healthcare	$669/mo	$632/mo	↓ $37.40less	5.6%

📦Other

↓ 7.5%

Lodi, NJ

$1,919

Denver, CO

$1,774

Difference

$144

less

🏠Housing

↑ 2.5%

Lodi, NJ

$3,168

Denver, CO

$3,248

Difference

$80.09

⚡All Utilities

↓ 10.5%

Lodi, NJ

$580

Denver, CO

$519

Difference

$60.59

less

🚗Transportation

↓ 3.5%

Lodi, NJ

$1,514

Denver, CO

$1,462

Difference

$52.38

less

🛒Groceries

↓ 3.8%

Lodi, NJ

$1,070

Denver, CO

$1,029

Difference

$40.60

less

🏥Healthcare

↓ 5.6%

Lodi, NJ

$669

Denver, CO

$632

Difference

$37.40

less

🏛️ Local Income Taxes

Denver, CO: Denver Head Tax ($5.75/mo, negligible)$69.00/yr (0.0%)

Lodi, NJ has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$1,353

To$1,720

↑ $367

1 Bed

From$1,546

To$1,840

↑ $294

2 Bed

From$1,771

To$2,190

↑ $419

3 Bed

From$2,158

To$2,870

↑ $712

Lodi, NJZIP-level data

1BR range: $1,920–$1,920/mo

Denver, COZIP-level data

1BR range: $1,620–$2,540/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,920

Monthly in Lodi, NJ

$8,665

Monthly in Denver, CO

$255

Difference

Home Values

Lodi

Denver

$605K

Median Value

$513K

↑ +4.6%

YoY Change

↓ -4.2%

↑ +37.6%

5-Year Change

↑ +13%

$605K

Price Range

$352K - $933K

Homes in Denver are 15% less expensive than Lodi

Calculate payment - Lodi Calculate payment - Denver

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $831

Per year

Monthly Difference

$69.21

More take-home

Effective Rate Diff

0.6%

Rate difference

Lodi, NJ

Federal Income Tax

Effective: 18.9%

$25.5K

New Jersey State Tax

Effective: 5.0%

$7.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.4K

Take-Home Pay

$8,796/month

$105.6K

Denver, CO

Federal Income Tax

Effective: 18.9%

$25.5K

Colorado State Tax

Effective: 4.4%

$6.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.1%

$43.6K

Take-Home Pay

$8,866/month

$106.4K

Additional Tax Information

Lodi, NJ Tax Rates

Sales Tax:6.6%

Property Tax:2.5%

Denver, CO Tax Rates

Sales Tax:7.8%

Property Tax:0.5%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.