Is Columbus, OH cheaper than Miami, FL?

Based on cost of living data, Columbus, OH is 26.8% cheaper than Miami, FL. This translates to saving $2012 per month.

What salary do I need in Columbus, OH to live like I do in Miami, FL?

If you earn $150,000 in Miami, FL, you'd need approximately $125,853.659 in Columbus, OH to maintain the same standard of living.

How does housing cost compare between Miami, FL and Columbus, OH?

Housing in Columbus, OH is 44.4% cheaper than in Miami, FL. For a two-bedroom apartment, rent is $1,315/month in Columbus, OH compared to $2,660/month in Miami, FL.

How much can I save per month by moving from Miami, FL to Columbus, OH?

Moving from Miami, FL to Columbus, OH could save you approximately $2012 per month, or $24146 per year, based on a $150,000 salary.

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Miami, FL

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Columbus, OH

Cost of Living Comparison 2026

Current salary in Miami, FL

Numbers update automatically as you type

You'd save $2.0K/month moving to Columbus, OH

$150.0K in your current city equals $125.9K in Columbus, OH

Rent data from HUD ZIP-level estimates · COL index from Miami-Fort Lauderdale-Pompano Beach, FL area

Overall Cost

↓ 26.8%

Less expensive

Monthly Impact

$2,012

Savings

Annual Impact

$24.1K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Miami, FL

Population:442K

Cost Index:100

Median Home:$510K

Columbus, OH

Population:906K

Cost Index:73

Median Home:$263K

Miami, FL

The Sunshine State

442K

Population

State Tax

No Income Tax

Climate

Tropical

Notable Facts

•Gateway to Latin America
•Major cruise port
•International business hub

Major Industries

International TradeTourismFinanceReal Estate

Columbus, OH

The Buckeye State

906K

Population

State Tax

Yes

Located in Ohio, this city has a population of 906K residents.

Cost Breakdown by Category

Annual spending: Miami, FL vs Columbus, OH

Category	Miami, FL	Columbus, OH	Difference	Change
🏠Housing	$3,690/mo	$2,053/mo	↓ $1,637less	44.4%
📦Other	$2,093/mo	$1,557/mo	↓ $536less	25.6%
🛒Groceries	$1,079/mo	$969/mo	↓ $110less	10.2%
🚗Transportation	$1,462/mo	$1,366/mo	↓ $95.62less	6.5%
⚡All Utilities	$519/mo	$464/mo	↓ $54.64less	10.5%
🏥Healthcare	$589/mo	$607/mo	↑ $18.59more	3.2%

🏠Housing

↓ 44.4%

Miami, FL

$3,690

Columbus, OH

$2,053

Difference

$1,637

less

📦Other

↓ 25.6%

Miami, FL

$2,093

Columbus, OH

$1,557

Difference

$536

less

🛒Groceries

↓ 10.2%

Miami, FL

$1,079

Columbus, OH

$969

Difference

$110

less

🚗Transportation

↓ 6.5%

Miami, FL

$1,462

Columbus, OH

$1,366

Difference

$95.62

less

⚡All Utilities

↓ 10.5%

Miami, FL

$519

Columbus, OH

$464

Difference

$54.64

less

🏥Healthcare

↑ 3.2%

Miami, FL

$589

Columbus, OH

$607

Difference

$18.59

🏛️ Local Income Taxes

Columbus, OH: Columbus Municipal Income Tax$3,750/yr (2.5%)

Miami, FL has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$1,995

To$1,020

↓ $975

1 Bed

From$2,180

To$1,100

↓ $1,080

2 Bed

From$2,660

To$1,315

↓ $1,345

3 Bed

From$3,415

To$1,575

↓ $1,840

Miami, FLZIP-level data

1BR range: $1,550–$2,990/mo

Columbus, OHZIP-level data

1BR range: $870–$1,790/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$9,431

Monthly in Miami, FL

$7,017

Monthly in Columbus, OH

$2,414

Difference

Home Values

Miami

Columbus

$510K

Median Value

$263K

↓ -3.6%

YoY Change

↓ -0.4%

↑ +49.4%

5-Year Change

↑ +28.8%

$278K - $1.53M

Price Range

$95K - $406K

Homes in Columbus are 48% less expensive than Miami

Calculate payment - Miami Calculate payment - Columbus

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $4.4K

More taxes

Monthly Difference

$369

Less take-home

Effective Rate Diff

3.0%

Rate difference

Miami, FL

Federal Income Tax

Effective: 18.9%

$25.5K

Florida State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Columbus, OH

Federal Income Tax

Effective: 18.9%

$25.5K

Ohio State Tax

Effective: 3.0%

$4.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 27.6%

$41.4K

Take-Home Pay

$9,047/month

$108.6K

Additional Tax Information

Miami, FL Tax Rates

Sales Tax:7.2%

Property Tax:0.8%

Columbus, OH Tax Rates

Sales Tax:7.2%

Property Tax:1.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.