Is San Antonio, TX cheaper than Miami, FL?

Based on cost of living data, San Antonio, TX is 26.0% cheaper than Miami, FL. This translates to saving $1951 per month.

What salary do I need in San Antonio, TX to live like I do in Miami, FL?

If you earn $150,000 in Miami, FL, you'd need approximately $126,585.366 in San Antonio, TX to maintain the same standard of living.

How does housing cost compare between Miami, FL and San Antonio, TX?

Housing in San Antonio, TX is 43.1% cheaper than in Miami, FL. For a two-bedroom apartment, rent is $1,470/month in San Antonio, TX compared to $2,660/month in Miami, FL.

How much can I save per month by moving from Miami, FL to San Antonio, TX?

Moving from Miami, FL to San Antonio, TX could save you approximately $1951 per month, or $23415 per year, based on a $150,000 salary.

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Miami, FL

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San Antonio, TX

Cost of Living Comparison 2026

Current salary in Miami, FL

Numbers update automatically as you type

You'd save $2.0K/month moving to San Antonio, TX

$150.0K in your current city equals $126.6K in San Antonio, TX

Rent data from HUD ZIP-level estimates · COL index from Miami-Fort Lauderdale-Pompano Beach, FL area

Overall Cost

↓ 26.0%

Less expensive

Monthly Impact

$1,951

Savings

Annual Impact

$23.4K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Miami, FL

Population:442K

Cost Index:100

Median Home:$510K

San Antonio, TX

Population:1547K

Cost Index:74

Median Home:$215K

Miami, FL

The Sunshine State

442K

Population

State Tax

No Income Tax

Climate

Tropical

Notable Facts

•Gateway to Latin America
•Major cruise port
•International business hub

Major Industries

International TradeTourismFinanceReal Estate

San Antonio, TX

The Lone Star State

1.5M

Population

State Tax

No Income Tax

Located in Texas, this city has a population of 1.5M residents.

💡 Advantage: Texas has no state income tax!

Cost Breakdown by Category

Annual spending: Miami, FL vs San Antonio, TX

Category	Miami, FL	San Antonio, TX	Difference	Change
🏠Housing	$3,690/mo	$2,100/mo	↓ $1,590less	43.1%
📦Other	$2,093/mo	$1,647/mo	↓ $445less	21.3%
🚗Transportation	$1,462/mo	$1,287/mo	↓ $175less	12.0%
🛒Groceries	$1,079/mo	$913/mo	↓ $166less	15.4%
🏥Healthcare	$589/mo	$527/mo	↓ $61.96less	10.5%
⚡All Utilities	$519/mo	$496/mo	↓ $23.50less	4.5%

🏠Housing

↓ 43.1%

Miami, FL

$3,690

San Antonio, TX

$2,100

Difference

$1,590

less

📦Other

↓ 21.3%

Miami, FL

$2,093

San Antonio, TX

$1,647

Difference

$445

less

🚗Transportation

↓ 12.0%

Miami, FL

$1,462

San Antonio, TX

$1,287

Difference

$175

less

🛒Groceries

↓ 15.4%

Miami, FL

$1,079

San Antonio, TX

$913

Difference

$166

less

🏥Healthcare

↓ 10.5%

Miami, FL

$589

San Antonio, TX

$527

Difference

$61.96

less

⚡All Utilities

↓ 4.5%

Miami, FL

$519

San Antonio, TX

$496

Difference

$23.50

less

🏠Rent Comparison

Studio

From$1,995

To$1,110

↓ $885

1 Bed

From$2,180

To$1,210

↓ $970

2 Bed

From$2,660

To$1,470

↓ $1,190

3 Bed

From$3,415

To$1,890

↓ $1,525

Miami, FLZIP-level data

1BR range: $1,550–$2,990/mo

San Antonio, TXZIP-level data

1BR range: $840–$1,770/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$9,431

Monthly in Miami, FL

$6,969

Monthly in San Antonio, TX

$2,462

Difference

Home Values

Miami

San Antonio

$510K

Median Value

$215K

↓ -3.6%

YoY Change

↓ -2.9%

↑ +49.4%

5-Year Change

↑ +16.7%

$278K - $1.53M

Price Range

$107K - $905K

Homes in San Antonio are 58% less expensive than Miami

Calculate payment - Miami Calculate payment - San Antonio

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Miami, FL

Federal Income Tax

Effective: 18.9%

$25.5K

Florida State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

San Antonio, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Miami, FL Tax Rates

Sales Tax:7.2%

Property Tax:0.8%

San Antonio, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.