Is Kansas City, MO cheaper than Miami, FL?

Based on cost of living data, Kansas City, MO is 26.8% cheaper than Miami, FL. This translates to saving $2012 per month.

What salary do I need in Kansas City, MO to live like I do in Miami, FL?

If you earn $150,000 in Miami, FL, you'd need approximately $125,853.659 in Kansas City, MO to maintain the same standard of living.

How does housing cost compare between Miami, FL and Kansas City, MO?

Housing in Kansas City, MO is 43.0% cheaper than in Miami, FL. For a two-bedroom apartment, rent is $1,460/month in Kansas City, MO compared to $2,660/month in Miami, FL.

How much can I save per month by moving from Miami, FL to Kansas City, MO?

Moving from Miami, FL to Kansas City, MO could save you approximately $2012 per month, or $24146 per year, based on a $150,000 salary.

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Miami, FL

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Kansas City, MO

Cost of Living Comparison 2026

Current salary in Miami, FL

Numbers update automatically as you type

You'd save $2.0K/month moving to Kansas City, MO

$150.0K in your current city equals $125.9K in Kansas City, MO

Rent data from HUD ZIP-level estimates · COL index from Miami-Fort Lauderdale-Pompano Beach, FL area

Overall Cost

↓ 26.8%

Less expensive

Monthly Impact

$2,012

Savings

Annual Impact

$24.1K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Miami, FL

Population:442K

Cost Index:100

Median Home:$510K

Kansas City, MO

Population:508K

Cost Index:73

Median Home:$257K

Miami, FL

The Sunshine State

442K

Population

State Tax

No Income Tax

Climate

Tropical

Notable Facts

•Gateway to Latin America
•Major cruise port
•International business hub

Major Industries

International TradeTourismFinanceReal Estate

Kansas City, MO

The Show-Me State

508K

Population

State Tax

Yes

Located in Missouri, this city has a population of 508K residents.

Cost Breakdown by Category

Annual spending: Miami, FL vs Kansas City, MO

Category	Miami, FL	Kansas City, MO	Difference	Change
🏠Housing	$3,690/mo	$2,105/mo	↓ $1,585less	43.0%
📦Other	$2,093/mo	$1,607/mo	↓ $485less	23.2%
🚗Transportation	$1,462/mo	$1,216/mo	↓ $246less	16.8%
🛒Groceries	$1,079/mo	$949/mo	↓ $130less	12.0%
🏥Healthcare	$589/mo	$607/mo	↑ $18.59more	3.2%
⚡All Utilities	$519/mo	$535/mo	↑ $16.39more	3.2%

🏠Housing

↓ 43.0%

Miami, FL

$3,690

Kansas City, MO

$2,105

Difference

$1,585

less

📦Other

↓ 23.2%

Miami, FL

$2,093

Kansas City, MO

$1,607

Difference

$485

less

🚗Transportation

↓ 16.8%

Miami, FL

$1,462

Kansas City, MO

$1,216

Difference

$246

less

🛒Groceries

↓ 12.0%

Miami, FL

$1,079

Kansas City, MO

$949

Difference

$130

less

🏥Healthcare

↑ 3.2%

Miami, FL

$589

Kansas City, MO

$607

Difference

$18.59

⚡All Utilities

↑ 3.2%

Miami, FL

$519

Kansas City, MO

$535

Difference

$16.39

🏛️ Local Income Taxes

Kansas City, MO: Kansas City Earnings Tax$1,500/yr (1.0%)

Miami, FL has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$1,995

To$1,180

↓ $815

1 Bed

From$2,180

To$1,280

↓ $900

2 Bed

From$2,660

To$1,460

↓ $1,200

3 Bed

From$3,415

To$1,900

↓ $1,515

Miami, FLZIP-level data

1BR range: $1,550–$2,990/mo

Kansas City, MOZIP-level data

1BR range: $900–$1,800/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$9,431

Monthly in Miami, FL

$7,020

Monthly in Kansas City, MO

$2,411

Difference

Home Values

Miami

Kansas City

$510K

Median Value

$257K

↓ -3.6%

YoY Change

↑ +0.6%

↑ +49.4%

5-Year Change

↑ +32.2%

$278K - $1.53M

Price Range

$80K - $587K

Homes in Kansas City are 50% less expensive than Miami

Calculate payment - Miami Calculate payment - Kansas City

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $7.9K

More taxes

Monthly Difference

$661

Less take-home

Effective Rate Diff

5.3%

Rate difference

Miami, FL

Federal Income Tax

Effective: 18.9%

$25.5K

Florida State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Kansas City, MO

Federal Income Tax

Effective: 18.9%

$25.5K

Missouri State Tax

Effective: 5.3%

$7.9K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.0%

$44.9K

Take-Home Pay

$8,755/month

$105.1K

Additional Tax Information

Miami, FL Tax Rates

Sales Tax:7.2%

Property Tax:0.8%

Kansas City, MO Tax Rates

Sales Tax:8.2%

Property Tax:1.0%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.