Is Huntsville, AL cheaper than Miami, FL?

Based on cost of living data, Huntsville, AL is 23.4% cheaper than Miami, FL. This translates to saving $1752 per month.

What salary do I need in Huntsville, AL to live like I do in Miami, FL?

If you earn $150,000 in Miami, FL, you'd need approximately $128,977.35 in Huntsville, AL to maintain the same standard of living.

How does housing cost compare between Miami, FL and Huntsville, AL?

Housing in Huntsville, AL is 43.5% cheaper than in Miami, FL. For a two-bedroom apartment, rent is $1,447/month in Huntsville, AL compared to $2,660/month in Miami, FL.

How much can I save per month by moving from Miami, FL to Huntsville, AL?

Moving from Miami, FL to Huntsville, AL could save you approximately $1752 per month, or $21023 per year, based on a $150,000 salary.

Miami, FL vs Huntsville, AL: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

Current salary in Miami, FL

Numbers update automatically as you type

You'd save $1.8K/month moving to Huntsville, AL

$150.0K in your current city equals $129.0K in Huntsville, AL

Rent data from HUD ZIP-level estimates · COL index from Miami-Fort Lauderdale-Pompano Beach, FL area

Overall Cost

↓ 23.4%

Less expensive

Monthly Impact

$1,752

Savings

Annual Impact

$21.0K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Miami, FL

Population:442K

Cost Index:

100

100 = national average

Median Home:$510K

Huntsville, AL

Population:226K

Cost Index:

(23% below avg)

Median Home:$310K

Miami, FL

The Sunshine State

442K

Population

State Tax

No Income Tax

Climate

Tropical

Notable Facts

•Gateway to Latin America
•Major cruise port
•International business hub

Major Industries

International TradeTourismFinanceReal Estate

Huntsville, AL

The Heart of Dixie

226K

Population

State Tax

Yes

Located in Alabama, this city has a population of 226K residents.

Cost Breakdown by Category

Annual spending: Miami, FL vs Huntsville, AL

Category	Miami, FL	Huntsville, AL	Difference	Change
Housing	$3,690/mo	$2,084/mo	↓ $1,606less	43.5%
Other	$2,093/mo	$1,705/mo	↓ $387less	18.5%
Transportation	$1,462/mo	$1,303/mo	↓ $159less	10.9%
Groceries	$1,079/mo	$999/mo	↓ $80.64less	7.5%
Healthcare	$589/mo	$535/mo	↓ $53.30less	9.1%
All Utilities	$519/mo	$563/mo	↑ $44.00more	8.5%

Housing

↓ 43.5%

Miami, FL

$3,690

Huntsville, AL

$2,084

Difference

$1,606

less

Other

↓ 18.5%

Miami, FL

$2,093

Huntsville, AL

$1,705

Difference

$387

less

Transportation

↓ 10.9%

Miami, FL

$1,462

Huntsville, AL

$1,303

Difference

$159

less

Groceries

↓ 7.5%

Miami, FL

$1,079

Huntsville, AL

$999

Difference

$80.64

less

Healthcare

↓ 9.1%

Miami, FL

$589

Huntsville, AL

$535

Difference

$53.30

less

All Utilities

↑ 8.5%

Miami, FL

$519

Huntsville, AL

$563

Difference

$44.00

🏠Rent Comparison

Studio

From$1,995

To$1,138

↓ $857

1 Bed

From$2,180

To$1,257

↓ $923

2 Bed

From$2,660

To$1,447

↓ $1,213

3 Bed

From$3,415

To$1,864

↓ $1,551

Miami, FLZIP-level data

1BR range: $1,550–$2,990/mo

Huntsville, ALZIP-level data

1BR range: $970–$1,710/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$9,431

Monthly in Miami, FL

$7,188

Monthly in Huntsville, AL

$2,243

Difference

Home Values

Miami

Huntsville

$510K

Median Value

$310K

↓ -3.6%

YoY Change

↓ -0.4%

↑ +49.4%

5-Year Change

↑ +29.4%

$278K - $1.53M

Price Range

$153K - $382K

Homes in Huntsville are 39% less expensive than Miami

Calculate payment - Miami Calculate payment - Huntsville

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $7.5K

More taxes

Monthly Difference

$622

Less take-home

Effective Rate Diff

5.0%

Rate difference

Miami, FL

Federal Income Tax

Effective: 18.9%

$25.5K

Florida State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Huntsville, AL

Federal Income Tax

Effective: 18.9%

$25.5K

Alabama State Tax

Effective: 5.0%

$7.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.5K

Take-Home Pay

$8,794/month

$105.5K

Additional Tax Information

Miami, FL Tax Rates

Sales Tax:7.2%

Property Tax:0.8%

Huntsville, AL Tax Rates

Sales Tax:9.1%

Property Tax:0.4%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.