Is Little Rock, AR cheaper than Miami, FL?

Based on cost of living data, Little Rock, AR is 28.0% cheaper than Miami, FL. This translates to saving $2100 per month.

What salary do I need in Little Rock, AR to live like I do in Miami, FL?

If you earn $150,000 in Miami, FL, you'd need approximately $124,804.181 in Little Rock, AR to maintain the same standard of living.

How does housing cost compare between Miami, FL and Little Rock, AR?

Housing in Little Rock, AR is 48.5% cheaper than in Miami, FL. For a two-bedroom apartment, rent is $1,226/month in Little Rock, AR compared to $2,660/month in Miami, FL.

How much can I save per month by moving from Miami, FL to Little Rock, AR?

Moving from Miami, FL to Little Rock, AR could save you approximately $2100 per month, or $25196 per year, based on a $150,000 salary.

Miami, FL vs Little Rock, AR: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

Current salary in Miami, FL

Numbers update automatically as you type

You'd save $2.1K/month moving to Little Rock, AR

$150.0K in your current city equals $124.8K in Little Rock, AR

Rent data from HUD ZIP-level estimates · COL index from Miami-Fort Lauderdale-Pompano Beach, FL area

Overall Cost

↓ 28.0%

Less expensive

Monthly Impact

$2,100

Savings

Annual Impact

$25.2K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Miami, FL

Population:442K

Cost Index:

100

100 = national average

Median Home:$510K

Little Rock, AR

Population:204K

Cost Index:

(28% below avg)

Median Home:$261K

Miami, FL

The Sunshine State

442K

Population

State Tax

No Income Tax

Climate

Tropical

Notable Facts

•Gateway to Latin America
•Major cruise port
•International business hub

Major Industries

International TradeTourismFinanceReal Estate

Little Rock, AR

The Natural State

204K

Population

State Tax

Yes

Located in Arkansas, this city has a population of 204K residents.

Cost Breakdown by Category

Annual spending: Miami, FL vs Little Rock, AR

Category	Miami, FL	Little Rock, AR	Difference	Change
Housing	$3,690/mo	$1,900/mo	↓ $1,790less	48.5%
Other	$2,093/mo	$1,724/mo	↓ $369less	17.6%
Transportation	$1,462/mo	$1,280/mo	↓ $181less	12.4%
Groceries	$1,079/mo	$953/mo	↓ $126less	11.7%
Healthcare	$589/mo	$534/mo	↓ $54.16less	9.2%
All Utilities	$519/mo	$538/mo	↑ $18.78more	3.6%

Housing

↓ 48.5%

Miami, FL

$3,690

Little Rock, AR

$1,900

Difference

$1,790

less

Other

↓ 17.6%

Miami, FL

$2,093

Little Rock, AR

$1,724

Difference

$369

less

Transportation

↓ 12.4%

Miami, FL

$1,462

Little Rock, AR

$1,280

Difference

$181

less

Groceries

↓ 11.7%

Miami, FL

$1,079

Little Rock, AR

$953

Difference

$126

less

Healthcare

↓ 9.2%

Miami, FL

$589

Little Rock, AR

$534

Difference

$54.16

less

All Utilities

↑ 3.6%

Miami, FL

$519

Little Rock, AR

$538

Difference

$18.78

🏠Rent Comparison

Studio

From$1,995

To$1,050

↓ $945

1 Bed

From$2,180

To$1,061

↓ $1,119

2 Bed

From$2,660

To$1,226

↓ $1,434

3 Bed

From$3,415

To$1,648

↓ $1,767

Miami, FLZIP-level data

1BR range: $1,550–$2,990/mo

Little Rock, ARZIP-level data

1BR range: $890–$1,280/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$9,431

Monthly in Miami, FL

$6,930

Monthly in Little Rock, AR

$2,501

Difference

Home Values

Miami

Little Rock

$510K

Median Value

$261K

↓ -3.6%

YoY Change

↑ +1.4%

↑ +49.4%

5-Year Change

↑ +27.2%

$278K - $1.53M

Price Range

$109K - $468K

Homes in Little Rock are 49% less expensive than Miami

Calculate payment - Miami Calculate payment - Little Rock

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $9.0K

More taxes

Monthly Difference

$752

Less take-home

Effective Rate Diff

6.0%

Rate difference

Miami, FL

Federal Income Tax

Effective: 18.9%

$25.5K

Florida State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Little Rock, AR

Federal Income Tax

Effective: 18.9%

$25.5K

Arkansas State Tax

Effective: 6.0%

$9.0K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.7%

$46.0K

Take-Home Pay

$8,664/month

$104.0K

Additional Tax Information

Miami, FL Tax Rates

Sales Tax:7.2%

Property Tax:0.8%

Little Rock, AR Tax Rates

Sales Tax:9.4%

Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.