Is Port St. Lucie, FL cheaper than Miami, FL?

Based on cost of living data, Port St. Lucie, FL is 19.3% cheaper than Miami, FL. This translates to saving $1450 per month.

What salary do I need in Port St. Lucie, FL to live like I do in Miami, FL?

If you earn $150,000 in Miami, FL, you'd need approximately $132,596.348 in Port St. Lucie, FL to maintain the same standard of living.

How does housing cost compare between Miami, FL and Port St. Lucie, FL?

Housing in Port St. Lucie, FL is 36.5% cheaper than in Miami, FL. For a two-bedroom apartment, rent is $1,781/month in Port St. Lucie, FL compared to $2,660/month in Miami, FL.

How much can I save per month by moving from Miami, FL to Port St. Lucie, FL?

Moving from Miami, FL to Port St. Lucie, FL could save you approximately $1450 per month, or $17404 per year, based on a $150,000 salary.

Miami, FL vs Port St. Lucie, FL: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

Current salary in Miami, FL

Numbers update automatically as you type

You'd save $1.5K/month moving to Port St. Lucie, FL

$150.0K in your current city equals $132.6K in Port St. Lucie, FL

Rent data from HUD ZIP-level estimates · COL index from Miami-Fort Lauderdale-Pompano Beach, FL area

Overall Cost

↓ 19.3%

Less expensive

Monthly Impact

$1,450

Savings

Annual Impact

$17.4K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Miami, FL

Population:442K

Cost Index:

100

100 = national average

Median Home:$510K

Port St. Lucie, FL

Population:245K

Cost Index:

(19% below avg)

Median Home:$390K

Miami, FL

The Sunshine State

442K

Population

State Tax

No Income Tax

Climate

Tropical

Notable Facts

•Gateway to Latin America
•Major cruise port
•International business hub

Major Industries

International TradeTourismFinanceReal Estate

Port St. Lucie, FL

The Sunshine State

245K

Population

State Tax

No Income Tax

Located in Florida, this city has a population of 245K residents.

💡 Advantage: Florida has no state income tax!

Cost Breakdown by Category

Annual spending: Miami, FL vs Port St. Lucie, FL

Category	Miami, FL	Port St. Lucie, FL	Difference	Change
Housing	$3,690/mo	$2,343/mo	↓ $1,347less	36.5%
Other	$2,093/mo	$1,741/mo	↓ $351less	16.8%
Transportation	$1,462/mo	$1,237/mo	↓ $225less	15.4%
Groceries	$1,079/mo	$1,000/mo	↓ $78.86less	7.3%
All Utilities	$519/mo	$563/mo	↑ $44.00more	8.5%
Healthcare	$589/mo	$559/mo	↓ $29.16less	5.0%

Housing

↓ 36.5%

Miami, FL

$3,690

Port St. Lucie, FL

$2,343

Difference

$1,347

less

Other

↓ 16.8%

Miami, FL

$2,093

Port St. Lucie, FL

$1,741

Difference

$351

less

Transportation

↓ 15.4%

Miami, FL

$1,462

Port St. Lucie, FL

$1,237

Difference

$225

less

Groceries

↓ 7.3%

Miami, FL

$1,079

Port St. Lucie, FL

$1,000

Difference

$78.86

less

All Utilities

↑ 8.5%

Miami, FL

$519

Port St. Lucie, FL

$563

Difference

$44.00

Healthcare

↓ 5.0%

Miami, FL

$589

Port St. Lucie, FL

$559

Difference

$29.16

less

🏠Rent Comparison

Studio

From$1,995

To$1,474

↓ $521

1 Bed

From$2,180

To$1,490

↓ $690

2 Bed

From$2,660

To$1,781

↓ $879

3 Bed

From$3,415

To$2,456

↓ $959

Miami, FLZIP-level data

1BR range: $1,550–$2,990/mo

Port St. Lucie, FLZIP-level data

1BR range: $1,570–$2,090/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$9,431

Monthly in Miami, FL

$7,444

Monthly in Port St. Lucie, FL

$1,987

Difference

Home Values

Miami

Port St. Lucie

$510K

Median Value

↓ -3.6%

YoY Change

↑ +49.4%

5-Year Change

$278K - $1.53M

Price Range

Calculate payment - Miami

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Miami, FL

Federal Income Tax

Effective: 18.9%

$25.5K

Florida State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Port St. Lucie, FL

Federal Income Tax

Effective: 18.9%

$25.5K

Florida State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Miami, FL Tax Rates

Sales Tax:7.2%

Property Tax:0.8%

Port St. Lucie, FL Tax Rates

Sales Tax:7.2%

Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.