Montgomery, AL vs New Orleans, LA: Cost of Living

Which city costs less?

New Orleans, LA has a modeled overall cost index 12.9% higher than Montgomery, AL.

Montgomery, AL · modeled 2BR rent
$980 / month
New Orleans, LA · modeled 2BR rent
$1,375 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Montgomery, AL and New Orleans, LA using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated extra cost: $987/month in New Orleans, LA

$150,000 in your current city has a modeled equivalent of $161,849 in New Orleans, LA

Regional cost estimates: New Orleans, LA uses New Orleans-Metairie, LA Metropolitan Area. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 12.9%
More expensive
Monthly Impact
$987
Extra cost
Annual Impact
$11.8K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Montgomery, AL

Population:201K
Cost Index:
85.0
100 = national average
Typical Home:$104K

New Orleans, LA

Population:384K
Cost Index:
96.0
100 = national average
Typical Home:$223K

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Montgomery, AL

The Heart of Dixie

201K
Population
State Tax
Yes

Located in Alabama, this city has a population of 201K residents.

New Orleans, LA

The Pelican State

384K
Population
State Tax
Yes

Located in Louisiana, this city has a population of 384K residents.

Cost Breakdown by Category

Estimated monthly spending: Montgomery, AL vs New Orleans, LA

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↑ 29.6%
Montgomery, AL
$2,101
New Orleans, LA
$2,723
Difference
$622
more
Other
↑ 24.2%
Montgomery, AL
$1,735
New Orleans, LA
$2,154
Difference
$419
more
All Utilities
↓ 10.1%
Montgomery, AL
$616
New Orleans, LA
$554
Difference
$62.23
less
Healthcare
↓ 8.4%
Montgomery, AL
$586
New Orleans, LA
$536
Difference
$49.40
less
Transportation
↑ 3.4%
Montgomery, AL
$1,369
New Orleans, LA
$1,416
Difference
$46.67
more
Groceries
↑ 1.0%
Montgomery, AL
$1,093
New Orleans, LA
$1,104
Difference
$11.38
more

🏠Rent Comparison

Studio
From$830
To$1,010
↑ $180
1 Bed
From$840
To$1,145
↑ $305
2 Bed
From$980
To$1,375
↑ $395
3 Bed
From$1,255
To$1,745
↑ $490
Montgomery, ALZIP-level data

1BR range: $750–$1,110/mo

New Orleans, LAZIP-level data

1BR range: $1,120–$1,680/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Montgomery, AL
$8,487
Monthly in New Orleans, LA
$987
Difference

Home Values

Montgomery
New Orleans
$104K
Median Value
$223K
↓ -0.1%
YoY Change
↓ -3.5%
↑ +27.6%
5-Year Change
↓ -7.8%
$45K - $250K
Price Range
$146K - $508K

Homes in New Orleans are 114% more expensive than Montgomery

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↓ $290
More taxes
Monthly Difference
$24.17
Less take-home
Effective Rate Diff
0.2%
Rate difference

Montgomery, AL

Federal Income Tax
Effective: 18.9%
$25.5K
Alabama State Tax
Effective: 5.0%
$7.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.6%
$44.5K
Take-Home Pay
$8,794/month
$105.5K

New Orleans, LA

Federal Income Tax
Effective: 18.9%
$25.5K
Louisiana State Tax
Effective: 5.2%
$7.8K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.8%
$44.8K
Take-Home Pay
$8,770/month
$105.2K

Additional Tax Information

Montgomery, AL Tax Rates

Sales Tax:9.1%
Property Tax:0.4%

New Orleans, LA Tax Rates

Sales Tax:9.6%
Property Tax:0.5%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

🚶 Walkability

Modeled road attributes, not a safety assessment. Methodology and limitations

Environment

Montgomery
New Orleans
42 Good
Air Quality
41 Good
69%
Good Air Days
70.2%
92 Moderate
Climate Risk
98 High
🌊🌡🌪
Top Hazards
🌊🌀🌡
▲+2.6°F
2050 Outlook
▲+2.2°F
62 days
Heat Days >95°F
46 days
▲+2.6°F
2050 Outlook
▲+2.2°F
62 days
Heat Days >95°F
46 days

Before moving from Montgomery, AL to New Orleans, LA

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in New Orleans, LA for the same bedroom count and included utilities as your home in Montgomery, AL. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Montgomery to New Orleans moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to New Orleans, LA by cost, housing, population and region.

Frequently Asked Questions: Montgomery, AL vs New Orleans, LA

How do the cost estimates for Montgomery, AL and New Orleans, LA compare?

New Orleans, LA has a modeled overall cost index 12.9% higher than Montgomery, AL. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Montgomery, AL, the model estimates $161,849 in New Orleans, LA. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Montgomery, AL and New Orleans, LA?

The modeled two-bedroom rents are $980/month in Montgomery, AL and $1,375/month in New Orleans, LA. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Alabama and Louisiana on TaxTakeHome.com

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