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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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You'd spend $529/month more in San Antonio, TX

$150.0K in your current city equals $156.4K in San Antonio, TX

Rent data from HUD ZIP-level estimates · COL index from area
Overall Cost
↑ 7.1%
More expensive
Monthly Impact
$529
Extra cost
Annual Impact
$6.4K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Montgomery, AL

Population:201K
Cost Index:
100
100 = national average
Median Home:$104K

San Antonio, TX

Population:1547K
Cost Index:
107
(7% above avg)
Median Home:$215K

Montgomery, AL

The Heart of Dixie

201K
Population
State Tax
Yes

Located in Alabama, this city has a population of 201K residents.

San Antonio, TX

The Lone Star State

1.5M
Population
State Tax
No Income Tax

Located in Texas, this city has a population of 1.5M residents.

💡 Advantage: Texas has no state income tax!

Cost Breakdown by Category

Annual spending: Montgomery, AL vs San Antonio, TX

Housing
↑ 13.8%
Montgomery, AL
$1,845
San Antonio, TX
$2,100
Difference
$255
more
Other
↑ 8.1%
Montgomery, AL
$1,523
San Antonio, TX
$1,647
Difference
$124
more
Transportation
↑ 7.0%
Montgomery, AL
$1,202
San Antonio, TX
$1,287
Difference
$84.69
more
Groceries
↓ 4.8%
Montgomery, AL
$959
San Antonio, TX
$913
Difference
$45.97
less
All Utilities
↓ 8.4%
Montgomery, AL
$541
San Antonio, TX
$496
Difference
$45.35
less
Healthcare
↑ 2.4%
Montgomery, AL
$514
San Antonio, TX
$527
Difference
$12.39
more

🏠Rent Comparison

Studio
From$830
To$1,110
↑ $280
1 Bed
From$840
To$1,210
↑ $370
2 Bed
From$980
To$1,470
↑ $490
3 Bed
From$1,255
To$1,890
↑ $635
Montgomery, ALZIP-level data

1BR range: $750–$1,110/mo

San Antonio, TXZIP-level data

1BR range: $840–$1,770/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,585
Monthly in Montgomery, AL
$6,969
Monthly in San Antonio, TX
$384
Difference

Home Values

Montgomery
San Antonio
$104K
Median Value
$215K
↓ -0.1%
YoY Change
↓ -2.9%
↑ +27.6%
5-Year Change
↑ +16.7%
$45K - $250K
Price Range
$107K - $905K

Homes in San Antonio are 107% more expensive than Montgomery

Calculate payment - MontgomeryCalculate payment - San Antonio

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $7.5K
Per year
Monthly Difference
$622
More take-home
Effective Rate Diff
5.0%
Rate difference

Montgomery, AL

Federal Income Tax
Effective: 18.9%
$25.5K
Alabama State Tax
Effective: 5.0%
$7.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.6%
$44.5K
Take-Home Pay
$8,794/month
$105.5K

San Antonio, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Montgomery, AL Tax Rates

Sales Tax:9.1%
Property Tax:0.4%

San Antonio, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Montgomery
San Antonio
42 Good
Air Quality
52 Moderate
69%
Good Air Days
47.5%
92 Moderate
Climate Risk
99 High
🌊🌡🌪
Top Hazards
🌊🌡🌪
▲+2.6°F
2050 Outlook
▲+2.6°F
62 days
Heat Days >95°F
105 days
▲+2.6°F
2050 Outlook
▲+2.6°F
62 days
Heat Days >95°F
105 days

💰 See how taxes change too — compare take-home pay between Alabama and Texas on TaxTakeHome.com

Similar cost to San Antonio, TX

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