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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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Numbers update automatically as you type

Oklahoma City, OK and Indianapolis, IN have similar living costs

$150.0K in your current city equals $150.0K in Indianapolis, IN

Rent data from HUD ZIP-level estimates · COL index from Oklahoma City, OK area
Overall Cost
0.0%
Same cost
Monthly Impact
$0
No change
Annual Impact
$0
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Oklahoma City, OK

Population:696K
Cost Index:
100
100 = national average
Median Home:$197K

Indianapolis, IN

Population:888K
Cost Index:
100
(national average)
Median Home:$176K

Oklahoma City, OK

The Sooner State

696K
Population
State Tax
Yes

Located in Oklahoma, this city has a population of 696K residents.

Indianapolis, IN

The Hoosier State

888K
Population
State Tax
Yes

Located in Indiana, this city has a population of 888K residents.

Cost Breakdown by Category

Annual spending: Oklahoma City, OK vs Indianapolis, IN

Transportation
6.5%
Oklahoma City, OK
$1,270
Indianapolis, IN
$1,188
Difference
$81.96
less
Healthcare
5.6%
Oklahoma City, OK
$551
Indianapolis, IN
$582
Difference
$30.98
more
Housing
1.4%
Oklahoma City, OK
$1,923
Indianapolis, IN
$1,949
Difference
$25.99
more
Groceries
2.2%
Oklahoma City, OK
$899
Indianapolis, IN
$919
Difference
$19.99
more
All Utilities
3.2%
Oklahoma City, OK
$519
Indianapolis, IN
$503
Difference
$16.39
less
Other
0.0%
Oklahoma City, OK
$1,590
Indianapolis, IN
$1,590
Difference
$0
same

🏛️ Local Income Taxes

Indianapolis, IN: Marion County Income Tax$3,030/yr (2.0%)

Oklahoma City, OK has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio
From$960
To$1,030
$70.00
1 Bed
From$1,040
To$1,170
$130
2 Bed
From$1,270
To$1,360
$90.00
3 Bed
From$1,710
To$1,760
$50.00
Oklahoma City, OKZIP-level data

1BR range: $780$1,530/mo

Indianapolis, INZIP-level data

1BR range: $1,080$1,870/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,754
Monthly in Oklahoma City, OK
$6,732
Monthly in Indianapolis, IN
$21.40
Difference

Home Values

Oklahoma City
Indianapolis
$197K
Median Value
$176K
↓ -0.3%
YoY Change
↓ -1.1%
↑ +29.5%
5-Year Change
↑ +26.9%
$92K - $623K
Price Range
$109K - $340K

Homes in Indianapolis are 11% less expensive than Oklahoma City

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$2.4K
Per year
Monthly Difference
$203
More take-home
Effective Rate Diff
1.6%
Rate difference

Oklahoma City, OK

Federal Income Tax
Effective: 18.9%
$25.5K
Oklahoma State Tax
Effective: 4.9%
$7.3K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.5%
$44.3K
Take-Home Pay
$8,809/month
$105.7K

Indianapolis, IN

Federal Income Tax
Effective: 18.9%
$25.5K
Indiana State Tax
Effective: 3.2%
$4.8K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.9%
$41.9K
Take-Home Pay
$9,012/month
$108.1K

Additional Tax Information

Oklahoma City, OK Tax Rates

Sales Tax:8.9%
Property Tax:0.9%

Indianapolis, IN Tax Rates

Sales Tax:7.0%
Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Oklahoma City
Indianapolis
52 Moderate
Air Quality
54 Moderate
47%
Good Air Days
36.6%
98 High
Climate Risk
97 High
🌊🌡🌪
Top Hazards
🌊🌡🌪
+3.1°F
2050 Outlook
+3.1°F
67 days
Heat Days >95°F
18 days
+3.1°F
2050 Outlook
+3.1°F
67 days
Heat Days >95°F
18 days

💰 See how taxes change too — compare take-home pay between Oklahoma and Indiana on TaxTakeHome.com

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