Is Austin, TX cheaper than Palm Coast, FL?

Based on cost of living data, Austin, TX is 11.5% more expensive than Palm Coast, FL. This translates to spending an extra $866 per month.

What salary do I need in Austin, TX to live like I do in Palm Coast, FL?

If you earn $150,000 in Palm Coast, FL, you'd need approximately $160,389.815 in Austin, TX to maintain the same standard of living.

How does housing cost compare between Palm Coast, FL and Austin, TX?

Housing in Austin, TX is 47.7% more expensive than in Palm Coast, FL. For a two-bedroom apartment, rent is $1,995/month in Austin, TX compared to $1,603/month in Palm Coast, FL.

How much can I save per month by moving from Palm Coast, FL to Austin, TX?

Living in Austin, TX costs approximately $866 more per month than Palm Coast, FL, or $10390 more per year, based on a $150,000 salary.

Palm Coast, FL vs Austin, TX: Cost of Living Comparison 2026

MoveNumbers

Tap to swap

Cost of Living Comparison 2026

📍 Palm Coast, FL — ZIP-level rent data · COL adjusted from Jacksonville, FL area

Current salary in Palm Coast, FL

Numbers update automatically as you type

You'd spend $866/month more in Austin, TX

$150.0K in your current city equals $160.4K in Austin, TX

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↑ 11.5%

More expensive

Monthly Impact

$866

Extra cost

Annual Impact

$10.4K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Palm Coast, FL

Population:102K

Cost Index:100

Median Home:$375K

Austin, TX

Population:979K

Cost Index:112

Median Home:$558K

Palm Coast, FL

The Sunshine State

102K

Population

State Tax

No Income Tax

Located in Florida, this city has a population of 102K residents.

💡 Advantage: Florida has no state income tax!

Austin, TX

The Lone Star State

979K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Live music capital
•Major tech hub
•SXSW festival city

Major Industries

TechnologyMusic IndustryEducationGovernment

Cost Breakdown by Category

Annual spending: Palm Coast, FL vs Austin, TX

Category	Palm Coast, FL	Austin, TX	Difference	Change
🏠Housing	$1,953/mo	$2,885/mo	↑ $932more	47.7%
📦Other	$1,595/mo	$1,741/mo	↑ $146more	9.1%
🛒Groceries	$1,010/mo	$959/mo	↓ $50.92less	5.0%
⚡All Utilities	$569/mo	$541/mo	↓ $27.70less	4.9%
🏥Healthcare	$565/mo	$589/mo	↑ $23.64more	4.2%
🚗Transportation	$1,261/mo	$1,284/mo	↑ $22.67more	1.8%

🏠Housing

↑ 47.7%

Palm Coast, FL

$1,953

Austin, TX

$2,885

Difference

$932

📦Other

↑ 9.1%

Palm Coast, FL

$1,595

Austin, TX

$1,741

Difference

$146

🛒Groceries

↓ 5.0%

Palm Coast, FL

$1,010

Austin, TX

$959

Difference

$50.92

less

⚡All Utilities

↓ 4.9%

Palm Coast, FL

$569

Austin, TX

$541

Difference

$27.70

less

🏥Healthcare

↑ 4.2%

Palm Coast, FL

$565

Austin, TX

$589

Difference

$23.64

🚗Transportation

↑ 1.8%

Palm Coast, FL

$1,261

Austin, TX

$1,284

Difference

$22.67

🏠Rent Comparison

Studio

From$1,136

To$1,585

↑ $449

1 Bed

From$1,269

To$1,685

↑ $416

2 Bed

From$1,603

To$1,995

↑ $392

3 Bed

From$2,188

To$2,525

↑ $337

Palm Coast, FLZIP-level data

1BR range: $1,520–$1,520/mo

Austin, TXZIP-level data

1BR range: $1,490–$2,350/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,953

Monthly in Palm Coast, FL

$7,998

Monthly in Austin, TX

$1,045

Difference

Home Values

Palm Coast

Austin

$375K

Median Value

$558K

↓ -3.6%

YoY Change

↓ -5%

↑ +29.4%

5-Year Change

↑ +12.6%

$375K

Price Range

$272K - $1.26M

Homes in Austin are 49% more expensive than Palm Coast

Calculate payment - Palm Coast Calculate payment - Austin

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Palm Coast, FL

Federal Income Tax

Effective: 18.9%

$25.5K

Florida State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Austin, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Palm Coast, FL Tax Rates

Sales Tax:7.2%

Property Tax:0.8%

Austin, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.