Pittsfield, MA vs Chicopee, MA: Cost of Living

Which city costs less?

Chicopee, MA has a modeled overall cost index 11.6% higher than Pittsfield, MA.

Pittsfield, MA · modeled 2BR rent: $1,680 / month
Chicopee, MA · modeled 2BR rent: $1,665 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Pittsfield, MA and Chicopee, MA using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Pittsfield, MA

Numbers update automatically as you type

Estimated extra cost: $754/month in Chicopee, MA

$150,000 in your current city has a modeled equivalent of $159,047 in Chicopee, MA

Regional cost estimates: Pittsfield, MA uses Boston, MA. Chicopee, MA uses Boston, MA. Available city ZIP rent estimates are shown separately.

Overall Cost

↑ 11.6%

More expensive

Monthly Impact

$754

Extra cost

Annual Impact

$9.0K

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Pittsfield, MA

Population:43K

Cost Index:

103.5

100 = national average

Typical Home:$295K

Chicopee, MA

Population:55K

Cost Index:

115.5

100 = national average

Typical Home:$309K

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Pittsfield, MA

The Bay State

43K

Population

State Tax

Yes

Located in Massachusetts, this city has a population of 43K residents.

Chicopee, MA

The Bay State

55K

Population

State Tax

Yes

Located in Massachusetts, this city has a population of 55K residents.

Cost Breakdown by Category

Estimated monthly spending: Pittsfield, MA vs Chicopee, MA

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Pittsfield, MA	Chicopee, MA	Difference	Change
Housing	$3,110/mo	$3,472/mo	↑ $362more	11.6%
Transportation	$1,199/mo	$1,339/mo	↑ $140more	11.6%
Other	$1,195/mo	$1,334/mo	↑ $139more	11.6%
Groceries	$848/mo	$896/mo	↑ $48.03more	5.7%
Healthcare	$584/mo	$618/mo	↑ $33.09more	5.7%
All Utilities	$563/mo	$595/mo	↑ $31.86more	5.7%

Housing

↑ 11.6%

Pittsfield, MA

$3,110

Chicopee, MA

$3,472

Difference

$362

Transportation

↑ 11.6%

Pittsfield, MA

$1,199

Chicopee, MA

$1,339

Difference

$140

Other

↑ 11.6%

Pittsfield, MA

$1,195

Chicopee, MA

$1,334

Difference

$139

Groceries

↑ 5.7%

Pittsfield, MA

$848

Chicopee, MA

$896

Difference

$48.03

Healthcare

↑ 5.7%

Pittsfield, MA

$584

Chicopee, MA

$618

Difference

$33.09

All Utilities

↑ 5.7%

Pittsfield, MA

$563

Chicopee, MA

$595

Difference

$31.86

🏠Rent Comparison

Studio

From$1,280

To$1,170

↓ $110

1 Bed

From$1,310

To$1,330

↑ $20.00

2 Bed

From$1,680

To$1,665

↓ $15.00

3 Bed

From$2,180

To$2,040

↓ $140

Pittsfield, MAZIP-level data

1BR range: $1,310–$1,310/mo

Chicopee, MAZIP-level data

1BR range: $1,280–$1,380/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Pittsfield, MA

$8,254

Monthly in Chicopee, MA

$754

Difference

Home Values

Pittsfield

Chicopee

$295K

Median Value

$309K

↑ +1.7%

YoY Change

↑ +1.7%

↑ +46.3%

5-Year Change

↑ +37.6%

$295K

Price Range

$303K - $315K

Homes in Chicopee are 5% more expensive than Pittsfield

Calculate payment - Pittsfield Calculate payment - Chicopee

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Pittsfield, MA

Federal Income Tax

Effective: 18.9%

$25.5K

Massachusetts State Tax

Effective: 5.0%

$7.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.7%

$44.5K

Take-Home Pay

$8,791/month

$105.5K

Chicopee, MA

Federal Income Tax

Effective: 18.9%

$25.5K

Massachusetts State Tax

Effective: 5.0%

$7.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.7%

$44.5K

Take-Home Pay

$8,791/month

$105.5K

Additional Tax Information

Pittsfield, MA Tax Rates

Sales Tax:6.3%

Property Tax:1.2%

Chicopee, MA Tax Rates

Sales Tax:6.3%

Property Tax:1.2%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Pittsfield

Chicopee

36 Good

Air Quality

36 Good

79.5%

Good Air Days

79.5%

94 Moderate

Climate Risk

94 Moderate

🌊🌅🌀

Top Hazards

🌊🌅🌀

▲+2.5°F

2050 Outlook

▲+2.5°F

6 days

Heat Days >95°F

6 days

▲+2.5°F

2050 Outlook

▲+2.5°F

6 days

Heat Days >95°F

6 days

Before moving from Pittsfield, MA to Chicopee, MA

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in Chicopee, MA for the same bedroom count and included utilities as your home in Pittsfield, MA. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Pittsfield to Chicopee moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Chicopee, MA by cost, housing, population and region.

Frequently Asked Questions: Pittsfield, MA vs Chicopee, MA

How do the cost estimates for Pittsfield, MA and Chicopee, MA compare?

Chicopee, MA has a modeled overall cost index 11.6% higher than Pittsfield, MA. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Pittsfield, MA, the model estimates $159,047 in Chicopee, MA. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Pittsfield, MA and Chicopee, MA?

The modeled two-bedroom rents are $1,680/month in Pittsfield, MA and $1,665/month in Chicopee, MA. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.