Is Phoenix, AZ cheaper than Pittsfield, MA?

Based on cost of living data, Phoenix, AZ is 0.3% cheaper than Pittsfield, MA. The two cities have very similar living costs.

What salary do I need in Phoenix, AZ to live like I do in Pittsfield, MA?

If you earn $150,000 in Pittsfield, MA, you'd need approximately $149,763.036 in Phoenix, AZ to maintain the same standard of living.

How does housing cost compare between Pittsfield, MA and Phoenix, AZ?

Housing in Phoenix, AZ is 15.4% cheaper than in Pittsfield, MA. For a two-bedroom apartment, rent is $1,750/month in Phoenix, AZ compared to $992/month in Pittsfield, MA.

How much can I save per month by moving from Pittsfield, MA to Phoenix, AZ?

Moving from Pittsfield, MA to Phoenix, AZ could save you approximately $20 per month, or $237 per year, based on a $150,000 salary.

Pittsfield, MA vs Phoenix, AZ: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Pittsfield, MA — ZIP-level rent data · COL adjusted from Boston, MA area

Current salary in Pittsfield, MA

Numbers update automatically as you type

You'd save $19.75/month moving to Phoenix, AZ

$150.0K in your current city equals $149.8K in Phoenix, AZ

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 0.3%

Less expensive

Monthly Impact

$19.75

Savings

Annual Impact

$237

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Pittsfield, MA

Population:43K

Cost Index:100

Median Home:$295K

Phoenix, AZ

Population:1608K

Cost Index:100

Median Home:$414K

Pittsfield, MA

The Bay State

43K

Population

State Tax

Yes

Located in Massachusetts, this city has a population of 43K residents.

Phoenix, AZ

The Grand Canyon State

1.6M

Population

State Tax

Yes

Climate

Hot desert

Notable Facts

•Fastest growing major city
•Desert metropolis
•Spring training capital

Major Industries

TechnologyHealthcareTourismManufacturing

Cost Breakdown by Category

Annual spending: Pittsfield, MA vs Phoenix, AZ

Category	Pittsfield, MA	Phoenix, AZ	Difference	Change
🏠Housing	$3,297/mo	$2,788/mo	↓ $509less	15.4%
📦Other	$1,267/mo	$1,677/mo	↑ $410more	32.4%
🚗Transportation	$1,271/mo	$1,489/mo	↑ $218more	17.1%
🛒Groceries	$899/mo	$963/mo	↑ $63.95more	7.1%
⚡All Utilities	$597/mo	$561/mo	↓ $35.34less	5.9%
🏥Healthcare	$620/mo	$589/mo	↓ $30.98less	5.0%

🏠Housing

↓ 15.4%

Pittsfield, MA

$3,297

Phoenix, AZ

$2,788

Difference

$509

less

📦Other

↑ 32.4%

Pittsfield, MA

$1,267

Phoenix, AZ

$1,677

Difference

$410

🚗Transportation

↑ 17.1%

Pittsfield, MA

$1,271

Phoenix, AZ

$1,489

Difference

$218

🛒Groceries

↑ 7.1%

Pittsfield, MA

$899

Phoenix, AZ

$963

Difference

$63.95

⚡All Utilities

↓ 5.9%

Pittsfield, MA

$597

Phoenix, AZ

$561

Difference

$35.34

less

🏥Healthcare

↓ 5.0%

Pittsfield, MA

$620

Phoenix, AZ

$589

Difference

$30.98

less

🏠Rent Comparison

Studio

From$756

To$1,390

↑ $634

1 Bed

From$773

To$1,510

↑ $737

2 Bed

From$992

To$1,750

↑ $758

3 Bed

From$1,287

To$2,330

↑ $1,043

Pittsfield, MAZIP-level data

1BR range: $1,310–$1,310/mo

Phoenix, AZZIP-level data

1BR range: $1,300–$2,380/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,951

Monthly in Pittsfield, MA

$8,068

Monthly in Phoenix, AZ

$117

Difference

Home Values

Pittsfield

Phoenix

$295K

Median Value

$414K

↑ +1.7%

YoY Change

↓ -3.1%

↑ +46.3%

5-Year Change

↑ +30.2%

$295K

Price Range

$274K - $957K

Homes in Phoenix are 40% more expensive than Pittsfield

Calculate payment - Pittsfield Calculate payment - Phoenix

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $2.3K

Per year

Monthly Difference

$189

More take-home

Effective Rate Diff

1.5%

Rate difference

Pittsfield, MA

Federal Income Tax

Effective: 18.9%

$25.5K

Massachusetts State Tax

Effective: 5.0%

$7.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.7%

$44.5K

Take-Home Pay

$8,791/month

$105.5K

Phoenix, AZ

Federal Income Tax

Effective: 18.9%

$25.5K

Arizona State Tax

Effective: 3.5%

$5.2K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 28.2%

$42.2K

Take-Home Pay

$8,979/month

$107.8K

Additional Tax Information

Pittsfield, MA Tax Rates

Sales Tax:6.3%

Property Tax:1.2%

Phoenix, AZ Tax Rates

Sales Tax:8.5%

Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.