Is San Antonio, TX cheaper than Salt Lake City, UT?

Based on cost of living data, San Antonio, TX is 8.8% cheaper than Salt Lake City, UT. This translates to saving $658 per month.

What salary do I need in San Antonio, TX to live like I do in Salt Lake City, UT?

If you earn $150,000 in Salt Lake City, UT, you'd need approximately $142,109.662 in San Antonio, TX to maintain the same standard of living.

How does housing cost compare between Salt Lake City, UT and San Antonio, TX?

Housing in San Antonio, TX is 17.0% cheaper than in Salt Lake City, UT. For a two-bedroom apartment, rent is $1,470/month in San Antonio, TX compared to $1,400/month in Salt Lake City, UT.

How much can I save per month by moving from Salt Lake City, UT to San Antonio, TX?

Moving from Salt Lake City, UT to San Antonio, TX could save you approximately $658 per month, or $7890 per year, based on a $150,000 salary.

Salt Lake City, UT vs San Antonio, TX: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Salt Lake City, UT — ZIP-level rent data · COL adjusted from Boise, ID area

Current salary in Salt Lake City, UT

Numbers update automatically as you type

You'd save $658/month moving to San Antonio, TX

$150.0K in your current city equals $142.1K in San Antonio, TX

Rent data from HUD ZIP-level estimates · COL index from Salt Lake City, UT area

Overall Cost

↓ 8.8%

Less expensive

Monthly Impact

$658

Savings

Annual Impact

$7.9K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Salt Lake City, UT

Population:210K

Cost Index:100

Median Home:$518K

San Antonio, TX

Population:1547K

Cost Index:91

Median Home:$215K

Salt Lake City, UT

The Beehive State

210K

Population

State Tax

Yes

Located in Utah, this city has a population of 210K residents.

San Antonio, TX

The Lone Star State

1.5M

Population

State Tax

No Income Tax

Located in Texas, this city has a population of 1.5M residents.

💡 Advantage: Texas has no state income tax!

Cost Breakdown by Category

Annual spending: Salt Lake City, UT vs San Antonio, TX

Category	Salt Lake City, UT	San Antonio, TX	Difference	Change
🏠Housing	$2,531/mo	$2,100/mo	↓ $431less	17.0%
🏥Healthcare	$625/mo	$527/mo	↓ $98.42less	15.7%
🚗Transportation	$1,247/mo	$1,287/mo	↑ $39.94more	3.2%
🛒Groceries	$950/mo	$913/mo	↓ $36.62less	3.9%
⚡All Utilities	$472/mo	$496/mo	↑ $23.86more	5.1%
📦Other	$1,670/mo	$1,647/mo	↓ $22.51less	1.3%

🏠Housing

↓ 17.0%

Salt Lake City, UT

$2,531

San Antonio, TX

$2,100

Difference

$431

less

🏥Healthcare

↓ 15.7%

Salt Lake City, UT

$625

San Antonio, TX

$527

Difference

$98.42

less

🚗Transportation

↑ 3.2%

Salt Lake City, UT

$1,247

San Antonio, TX

$1,287

Difference

$39.94

🛒Groceries

↓ 3.9%

Salt Lake City, UT

$950

San Antonio, TX

$913

Difference

$36.62

less

⚡All Utilities

↑ 5.1%

Salt Lake City, UT

$472

San Antonio, TX

$496

Difference

$23.86

📦Other

↓ 1.3%

Salt Lake City, UT

$1,670

San Antonio, TX

$1,647

Difference

$22.51

less

🏠Rent Comparison

Studio

From$1,008

To$1,110

↑ $102

1 Bed

From$1,168

To$1,210

↑ $42.00

2 Bed

From$1,400

To$1,470

↑ $70.00

3 Bed

From$1,872

To$1,890

↑ $18.00

Salt Lake City, UTZIP-level data

1BR range: $1,310–$1,820/mo

San Antonio, TXZIP-level data

1BR range: $840–$1,770/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,494

Monthly in Salt Lake City, UT

$6,969

Monthly in San Antonio, TX

$525

Difference

Home Values

Salt Lake City

San Antonio

$518K

Median Value

$215K

↑ +0.4%

YoY Change

↓ -2.9%

↑ +30.4%

5-Year Change

↑ +16.7%

$400K - $902K

Price Range

$107K - $905K

Homes in San Antonio are 59% less expensive than Salt Lake City

Calculate payment - Salt Lake City Calculate payment - San Antonio

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $7.3K

Per year

Monthly Difference

$606

More take-home

Effective Rate Diff

4.8%

Rate difference

Salt Lake City, UT

Federal Income Tax

Effective: 18.9%

$25.5K

Utah State Tax

Effective: 4.9%

$7.3K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.5%

$44.3K

Take-Home Pay

$8,809/month

$105.7K

San Antonio, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Salt Lake City, UT Tax Rates

Sales Tax:7.4%

Property Tax:0.6%

San Antonio, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.