Is St. Louis, MO cheaper than Salt Lake City, UT?

Based on cost of living data, St. Louis, MO is 12.8% cheaper than Salt Lake City, UT. This translates to saving $958 per month.

What salary do I need in St. Louis, MO to live like I do in Salt Lake City, UT?

If you earn $150,000 in Salt Lake City, UT, you'd need approximately $138,500.446 in St. Louis, MO to maintain the same standard of living.

How does housing cost compare between Salt Lake City, UT and St. Louis, MO?

Housing in St. Louis, MO is 26.1% cheaper than in Salt Lake City, UT. For a two-bedroom apartment, rent is $1,160/month in St. Louis, MO compared to $1,400/month in Salt Lake City, UT.

How much can I save per month by moving from Salt Lake City, UT to St. Louis, MO?

Moving from Salt Lake City, UT to St. Louis, MO could save you approximately $958 per month, or $11500 per year, based on a $150,000 salary.

Salt Lake City, UT vs St. Louis, MO: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Salt Lake City, UT — ZIP-level rent data · COL adjusted from Boise, ID area

Current salary in Salt Lake City, UT

Numbers update automatically as you type

You'd save $958/month moving to St. Louis, MO

$150.0K in your current city equals $138.5K in St. Louis, MO

Rent data from HUD ZIP-level estimates · COL index from Salt Lake City, UT area

Overall Cost

↓ 12.8%

Less expensive

Monthly Impact

$958

Savings

Annual Impact

$11.5K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Salt Lake City, UT

Population:210K

Cost Index:100

Median Home:$518K

St. Louis, MO

Population:302K

Cost Index:87

Median Home:$145K

Salt Lake City, UT

The Beehive State

210K

Population

State Tax

Yes

Located in Utah, this city has a population of 210K residents.

St. Louis, MO

The Show-Me State

302K

Population

State Tax

Yes

Located in Missouri, this city has a population of 302K residents.

Cost Breakdown by Category

Annual spending: Salt Lake City, UT vs St. Louis, MO

Category	Salt Lake City, UT	St. Louis, MO	Difference	Change
🏠Housing	$2,531/mo	$1,871/mo	↓ $660less	26.1%
🏥Healthcare	$625/mo	$527/mo	↓ $98.42less	15.7%
⚡All Utilities	$472/mo	$535/mo	↑ $63.75more	13.5%
📦Other	$1,670/mo	$1,607/mo	↓ $62.69less	3.8%
🚗Transportation	$1,247/mo	$1,216/mo	↓ $31.09less	2.5%
🛒Groceries	$950/mo	$949/mo	↓ $0.64less	0.1%

🏠Housing

↓ 26.1%

Salt Lake City, UT

$2,531

St. Louis, MO

$1,871

Difference

$660

less

🏥Healthcare

↓ 15.7%

Salt Lake City, UT

$625

St. Louis, MO

$527

Difference

$98.42

less

⚡All Utilities

↑ 13.5%

Salt Lake City, UT

$472

St. Louis, MO

$535

Difference

$63.75

📦Other

↓ 3.8%

Salt Lake City, UT

$1,670

St. Louis, MO

$1,607

Difference

$62.69

less

🚗Transportation

↓ 2.5%

Salt Lake City, UT

$1,247

St. Louis, MO

$1,216

Difference

$31.09

less

🛒Groceries

↓ 0.1%

Salt Lake City, UT

$950

St. Louis, MO

$949

Difference

$0.64

less

🏛️ Local Income Taxes

St. Louis, MO: St. Louis Earnings Tax$1,500/yr (1.0%)

Salt Lake City, UT has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$1,008

To$910

↓ $98.00

1 Bed

From$1,168

To$950

↓ $218

2 Bed

From$1,400

To$1,160

↓ $240

3 Bed

From$1,872

To$1,490

↓ $382

Salt Lake City, UTZIP-level data

1BR range: $1,310–$1,820/mo

St. Louis, MOZIP-level data

1BR range: $800–$1,480/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,494

Monthly in Salt Lake City, UT

$6,705

Monthly in St. Louis, MO

$789

Difference

Home Values

Salt Lake City

St. Louis

$518K

Median Value

$145K

↑ +0.4%

YoY Change

↓ -0.8%

↑ +30.4%

5-Year Change

↑ +10.9%

$400K - $902K

Price Range

$38K - $302K

Homes in St. Louis are 72% less expensive than Salt Lake City

Calculate payment - Salt Lake City Calculate payment - St. Louis

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $654

More taxes

Monthly Difference

$54.50

Less take-home

Effective Rate Diff

0.4%

Rate difference

Salt Lake City, UT

Federal Income Tax

Effective: 18.9%

$25.5K

Utah State Tax

Effective: 4.9%

$7.3K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.5%

$44.3K

Take-Home Pay

$8,809/month

$105.7K

St. Louis, MO

Federal Income Tax

Effective: 18.9%

$25.5K

Missouri State Tax

Effective: 5.3%

$7.9K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.0%

$44.9K

Take-Home Pay

$8,755/month

$105.1K

Additional Tax Information

Salt Lake City, UT Tax Rates

Sales Tax:7.4%

Property Tax:0.6%

St. Louis, MO Tax Rates

Sales Tax:8.2%

Property Tax:1.0%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.