Is Nashville, TN cheaper than Spartanburg, SC?

Based on cost of living data, Nashville, TN is 14.3% more expensive than Spartanburg, SC. This translates to spending an extra $1071 per month.

What salary do I need in Nashville, TN to live like I do in Spartanburg, SC?

If you earn $150,000 in Spartanburg, SC, you'd need approximately $162,849.502 in Nashville, TN to maintain the same standard of living.

How does housing cost compare between Spartanburg, SC and Nashville, TN?

Housing in Nashville, TN is 28.4% more expensive than in Spartanburg, SC. For a two-bedroom apartment, rent is $1,840/month in Nashville, TN compared to $940/month in Spartanburg, SC.

How much can I save per month by moving from Spartanburg, SC to Nashville, TN?

Living in Nashville, TN costs approximately $1071 more per month than Spartanburg, SC, or $12850 more per year, based on a $150,000 salary.

Spartanburg, SC vs Nashville, TN: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Spartanburg, SC — ZIP-level rent data · COL adjusted from Charlotte, NC area

Current salary in Spartanburg, SC

Numbers update automatically as you type

You'd spend $1.1K/month more in Nashville, TN

$150.0K in your current city equals $162.8K in Nashville, TN

Rent data from HUD ZIP-level estimates · COL index from Greenville-Anderson, SC area

Overall Cost

↑ 14.3%

More expensive

Monthly Impact

$1,071

Extra cost

Annual Impact

$12.8K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Spartanburg, SC

Population:39K

Cost Index:100

Median Home:$257K

Nashville, TN

Population:689K

Cost Index:114

Median Home:$489K

Spartanburg, SC

The Palmetto State

39K

Population

State Tax

Yes

Located in South Carolina, this city has a population of 39K residents.

Nashville, TN

The Volunteer State

689K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Music City USA
•Country music capital
•Healthcare industry hub

Major Industries

Music IndustryHealthcareTourismFinance

Cost Breakdown by Category

Annual spending: Spartanburg, SC vs Nashville, TN

Category	Spartanburg, SC	Nashville, TN	Difference	Change
🏠Housing	$2,065/mo	$2,651/mo	↑ $586more	28.4%
📦Other	$1,587/mo	$1,942/mo	↑ $355more	22.4%
🚗Transportation	$1,117/mo	$1,284/mo	↑ $167more	15.0%
⚡All Utilities	$500/mo	$519/mo	↑ $18.72more	3.7%
🏥Healthcare	$615/mo	$607/mo	↓ $7.97less	1.3%
🛒Groceries	$954/mo	$949/mo	↓ $4.30less	0.5%

🏠Housing

↑ 28.4%

Spartanburg, SC

$2,065

Nashville, TN

$2,651

Difference

$586

📦Other

↑ 22.4%

Spartanburg, SC

$1,587

Nashville, TN

$1,942

Difference

$355

🚗Transportation

↑ 15.0%

Spartanburg, SC

$1,117

Nashville, TN

$1,284

Difference

$167

⚡All Utilities

↑ 3.7%

Spartanburg, SC

$500

Nashville, TN

$519

Difference

$18.72

🏥Healthcare

↓ 1.3%

Spartanburg, SC

$615

Nashville, TN

$607

Difference

$7.97

less

🛒Groceries

↓ 0.5%

Spartanburg, SC

$954

Nashville, TN

$949

Difference

$4.30

less

🏠Rent Comparison

Studio

From$821

To$1,600

↑ $779

1 Bed

From$861

To$1,680

↑ $819

2 Bed

From$940

To$1,840

↑ $900

3 Bed

From$1,137

To$2,350

↑ $1,213

Spartanburg, SCZIP-level data

1BR range: $1,060–$1,230/mo

Nashville, TNZIP-level data

1BR range: $1,320–$2,230/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,837

Monthly in Spartanburg, SC

$7,952

Monthly in Nashville, TN

$1,115

Difference

Home Values

Spartanburg

Nashville

$257K

Median Value

$489K

↑ +2.2%

YoY Change

↓ -2.1%

↑ +42%

5-Year Change

↑ +32.1%

$191K - $278K

Price Range

$320K - $1.16M

Homes in Nashville are 91% more expensive than Spartanburg

Calculate payment - Spartanburg Calculate payment - Nashville

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $10.0K

Per year

Monthly Difference

$830

More take-home

Effective Rate Diff

6.6%

Rate difference

Spartanburg, SC

Federal Income Tax

Effective: 18.9%

$25.5K

South Carolina State Tax

Effective: 6.6%

$10.0K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.3%

$47.0K

Take-Home Pay

$8,586/month

$103.0K

Nashville, TN

Federal Income Tax

Effective: 18.9%

$25.5K

Tennessee State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Spartanburg, SC Tax Rates

Sales Tax:7.4%

Property Tax:0.6%

Nashville, TN Tax Rates

Sales Tax:9.5%

Property Tax:0.7%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.