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Cost of Living Comparison 2026

๐Ÿ“ Springfield, MO โ€” ZIP-level rent data ยท COL adjusted from Kansas City, MO area

$

Numbers update automatically as you type

You'd spend $1.9K/month more in Denver, CO

$150.0K in your current city equals $172.7K in Denver, CO

Rent data from HUD ZIP-level estimates ยท COL index from area
Overall Cost
โ†‘ 25.2%
More expensive
Monthly Impact
$1,889
Extra cost
Annual Impact
$22.7K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Springfield, MO

Population:170K
Cost Index:100
Median Home:$226K

Denver, CO

Population:716K
Cost Index:125
Median Home:$513K

Springfield, MO

The Show-Me State

170K
Population
State Tax
Yes

Located in Missouri, this city has a population of 170K residents.

Denver, CO

The Centennial State

716K
Population
State Tax
Yes
Climate
Semi-arid

Notable Facts

  • โ€ขMile-high city (5,280 ft)
  • โ€ขOutdoor recreation hub
  • โ€ขMajor cannabis market

Major Industries

AerospaceTechnologyEnergyTourism

Cost Breakdown by Category

Annual spending: Springfield, MO vs Denver, CO

๐Ÿ Housing
โ†‘ 75.6%
Springfield, MO
$1,850
Denver, CO
$3,248
Difference
$1,399
more
๐Ÿš—Transportation
โ†‘ 23.1%
Springfield, MO
$1,187
Denver, CO
$1,462
Difference
$275
more
๐Ÿ“ฆOther
โ†‘ 13.1%
Springfield, MO
$1,569
Denver, CO
$1,774
Difference
$205
more
๐Ÿ›’Groceries
โ†‘ 9.7%
Springfield, MO
$938
Denver, CO
$1,029
Difference
$91.23
more
๐ŸฅHealthcare
โ†‘ 5.3%
Springfield, MO
$600
Denver, CO
$632
Difference
$32.01
more
โšกAll Utilities
โ†“ 1.9%
Springfield, MO
$529
Denver, CO
$519
Difference
$10.02
less

๐Ÿ›๏ธ Local Income Taxes

Denver, CO: Denver Head Tax ($5.75/mo, negligible)$69.00/yr (0.0%)

Springfield, MO has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

๐Ÿ Rent Comparison

Studio
From$730
To$1,720
โ†‘ $990
1 Bed
From$739
To$1,840
โ†‘ $1,101
2 Bed
From$913
To$2,190
โ†‘ $1,277
3 Bed
From$1,245
To$2,870
โ†‘ $1,625
Springfield, MOZIP-level data

1BR range: $790โ€“$1,020/mo

Denver, COZIP-level data

1BR range: $1,620โ€“$2,540/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,673
Monthly in Springfield, MO
$8,665
Monthly in Denver, CO
$1,992
Difference

Home Values

Springfield
Denver
$226K
Median Value
$513K
โ†‘ +1.2%
YoY Change
โ†“ -4.2%
โ†‘ +44.6%
5-Year Change
โ†‘ +13%
$132K - $434K
Price Range
$352K - $933K

Homes in Denver are 127% more expensive than Springfield

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $1.3K
Per year
Monthly Difference
$111
More take-home
Effective Rate Diff
0.9%
Rate difference

Springfield, MO

Federal Income Tax
Effective: 18.9%
$25.5K
Missouri State Tax
Effective: 5.3%
$7.9K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.0%
$44.9K
Take-Home Pay
$8,755/month
$105.1K

Denver, CO

Federal Income Tax
Effective: 18.9%
$25.5K
Colorado State Tax
Effective: 4.4%
$6.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.1%
$43.6K
Take-Home Pay
$8,866/month
$106.4K

Additional Tax Information

Springfield, MO Tax Rates

Sales Tax:8.2%
Property Tax:1.0%

Denver, CO Tax Rates

Sales Tax:7.8%
Property Tax:0.5%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Springfield
Denver
46 Good
Air Quality
55 Moderate
59.3%
Good Air Days
35.2%
97 High
Climate Risk
95 High
๐ŸŒŠ๐ŸŒก๐ŸŒช
Top Hazards
๐ŸŒŠ๐ŸŒช๐Ÿ’จ
โ–ฒ+3.3ยฐF
2050 Outlook
โ–ฒ+3.3ยฐF
44 days
Heat Days >95ยฐF
28 days
โ–ฒ+3.3ยฐF
2050 Outlook
โ–ฒ+3.3ยฐF
44 days
Heat Days >95ยฐF
28 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Missouri and Colorado on TaxTakeHome.com

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