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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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Numbers update automatically as you type

You'd spend $23.72/month more in Overland Park, KS

$150.0K in your current city equals $150.3K in Overland Park, KS

Rent data from HUD ZIP-level estimates · COL index from area
Overall Cost
0.3%
More expensive
Monthly Impact
$23.72
Extra cost
Annual Impact
$285
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Springfield, MO

Population:170K
Cost Index:
100
100 = national average
Median Home:$226K

Overland Park, KS

Population:197K
Cost Index:
100
(0% above avg)
Median Home:$344K

Springfield, MO

The Show-Me State

170K
Population
State Tax
Yes

Located in Missouri, this city has a population of 170K residents.

Overland Park, KS

The Sunflower State

197K
Population
State Tax
Yes

Located in Kansas, this city has a population of 197K residents.

Cost Breakdown by Category

Annual spending: Springfield, MO vs Overland Park, KS

Housing
0.3%
Springfield, MO
$1,850
Overland Park, KS
$1,856
Difference
$5.85
more
Other
0.3%
Springfield, MO
$1,569
Overland Park, KS
$1,574
Difference
$4.96
more
Transportation
0.3%
Springfield, MO
$1,187
Overland Park, KS
$1,191
Difference
$3.75
more
Groceries
0.2%
Springfield, MO
$938
Overland Park, KS
$939
Difference
$1.48
more
Healthcare
0.2%
Springfield, MO
$600
Overland Park, KS
$601
Difference
$0.95
more
All Utilities
0.2%
Springfield, MO
$529
Overland Park, KS
$530
Difference
$0.84
more

🏠Rent Comparison

Studio
From$730
To$1,082
$352
1 Bed
From$739
To$1,182
$443
2 Bed
From$913
To$1,340
$427
3 Bed
From$1,245
To$1,748
$503
Springfield, MOZIP-level data

1BR range: $790$1,020/mo

Overland Park, KSZIP-level data

1BR range: $1,290$1,710/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,673
Monthly in Springfield, MO
$6,691
Monthly in Overland Park, KS
$17.83
Difference

Home Values

Springfield
Overland Park
$226K
Median Value
$344K
↑ +1.2%
YoY Change
↑ +3.7%
↑ +44.6%
5-Year Change
↑ +40.5%
$132K - $434K
Price Range
$296K - $538K

Homes in Overland Park are 52% more expensive than Springfield

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$489
More taxes
Monthly Difference
$40.75
Less take-home
Effective Rate Diff
0.3%
Rate difference

Springfield, MO

Federal Income Tax
Effective: 18.9%
$25.5K
Missouri State Tax
Effective: 5.3%
$7.9K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.0%
$44.9K
Take-Home Pay
$8,755/month
$105.1K

Overland Park, KS

Federal Income Tax
Effective: 18.9%
$25.5K
Kansas State Tax
Effective: 5.6%
$8.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.3%
$45.4K
Take-Home Pay
$8,714/month
$104.6K

Additional Tax Information

Springfield, MO Tax Rates

Sales Tax:8.2%
Property Tax:1.0%

Overland Park, KS Tax Rates

Sales Tax:8.7%
Property Tax:1.3%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Springfield
Overland Park
46 Good
Air Quality
46 Good
59.3%
Good Air Days
59.3%
97 High
Climate Risk
97 High
🌊🌡🌪
Top Hazards
🌊🌡🌪
+3.3°F
2050 Outlook
+3.3°F
44 days
Heat Days >95°F
44 days
+3.3°F
2050 Outlook
+3.3°F
44 days
Heat Days >95°F
44 days

What to Consider When Moving from Springfield, MO to Overland Park, KS

Relocating from Springfield, MO to Overland Park, KS involves more than just comparing rent prices. While the overall cost of living is roughly 0% higher in Overland Park, KS, your actual experience will depend on your lifestyle, job situation, and priorities. Here are the key factors to weigh before making the move.

Housing & Rent

Housing is typically the largest line item in any budget, and it’s where the biggest differences show up between cities. In this comparison, housing in Overland Park, KS is 0% more expensive than in Springfield, MO. Keep in mind that neighborhood choice within a city can swing rent by 30–50%, so research specific areas — not just city averages — before signing a lease. If you’re buying, factor in property tax rates, which vary significantly by county and state.

Job Market & Salary Adjustments

A lower cost of living doesn’t help if your salary drops proportionally. Before committing to a move, research whether employers in Overland Park, KS pay comparable wages for your role. Remote workers may keep their current salary, but some companies adjust pay based on location. Use the salary calculator above to see what you’d need to earn in Overland Park, KS to match your current standard of living in Springfield, MO.

Taxes & Take-Home Pay

State income tax, property tax, and sales tax all affect how far your paycheck stretches. Some states have no income tax but make up for it with higher property or sales taxes. The tax comparison section above breaks down how your take-home pay would change. Don’t forget about vehicle registration fees, tolls, and other state-specific costs that add up over a year.

Quality of Life & Lifestyle Fit

Numbers only tell part of the story. Consider climate preferences, commute times, proximity to family, school quality if you have children, healthcare access, and the general “feel” of a city. A place that’s 15% cheaper might not be worth it if it means a longer commute or fewer amenities you value. If possible, visit Overland Park, KS for a week before making a final decision — experiencing the day-to-day rhythm matters more than any spreadsheet.

Frequently Asked Questions: Springfield, MO vs Overland Park, KS

Is Overland Park, KS cheaper than Springfield, MO?

Overland Park, KS is approximately 0.3% more expensive than Springfield, MO overall. On a $150,000 salary, that translates to roughly $23.72/month in additional expenses. Housing is the biggest factor, costing 0% more in Overland Park, KS.

What salary do I need in Overland Park, KS to match my lifestyle in Springfield, MO?

If you currently earn $150,000 in Springfield, MO, you would need approximately $150,285 in Overland Park, KS to maintain the same standard of living. This accounts for differences in housing, groceries, transportation, utilities, healthcare, and other typical expenses. Use the salary input above to adjust this based on your actual income.

How does rent compare between Springfield, MO and Overland Park, KS?

A two-bedroom apartment averages $913/month in Springfield, MO compared to $1,340/month in Overland Park, KS. One-bedroom apartments are $739/month in Springfield, MO vs $1,182/month in Overland Park, KS. These are area-wide medians — specific neighborhoods can vary significantly. Check the ZIP-level rent breakdown above for more granular data.

Are groceries more expensive in Springfield, MO or Overland Park, KS?

Grocery prices are very similar between Springfield, MO and Overland Park, KS, with less than 1% difference. Your food budget would stay about the same.

What is the best time to move from Springfield, MO to Overland Park, KS?

Most people find that moving during the off-season (October through March) results in lower moving costs, since demand for movers and rental trucks drops. If you're renting, you may also find more negotiable lease terms during winter months. However, if you have school-age children, summer moves allow for a smoother school transition. For the best combination of availability and price, consider moving in early fall or late spring.

💰 See how taxes change too — compare take-home pay between Missouri and Kansas on TaxTakeHome.com

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