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Cost of Living Comparison 2026

📍 Sumter, SC — ZIP-level rent data · COL adjusted from Charlotte, NC area

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Numbers update automatically as you type

You'd spend $1.2K/month more in Austin, TX

$150.0K in your current city equals $164.1K in Austin, TX

Rent data from HUD ZIP-level estimates · COL index from area
Overall Cost
↑ 15.6%
More expensive
Monthly Impact
$1,173
Extra cost
Annual Impact
$14.1K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Sumter, SC

Population:43K
Cost Index:100
Median Home:$219K

Austin, TX

Population:979K
Cost Index:116
Median Home:$558K

Sumter, SC

The Palmetto State

43K
Population
State Tax
Yes

Located in South Carolina, this city has a population of 43K residents.

Austin, TX

The Lone Star State

979K
Population
State Tax
No Income Tax
Climate
Humid subtropical

Notable Facts

  • •Live music capital
  • •Major tech hub
  • •SXSW festival city

Major Industries

TechnologyMusic IndustryEducationGovernment

Cost Breakdown by Category

Annual spending: Sumter, SC vs Austin, TX

🏠Housing
↑ 41.4%
Sumter, SC
$2,040
Austin, TX
$2,885
Difference
$844
more
🚗Transportation
↑ 16.3%
Sumter, SC
$1,104
Austin, TX
$1,284
Difference
$180
more
📦Other
↑ 11.0%
Sumter, SC
$1,568
Austin, TX
$1,741
Difference
$173
more
⚡All Utilities
↑ 8.7%
Sumter, SC
$497
Austin, TX
$541
Difference
$43.52
more
🏥Healthcare
↓ 3.8%
Sumter, SC
$612
Austin, TX
$589
Difference
$22.93
less
🛒Groceries
↑ 1.2%
Sumter, SC
$948
Austin, TX
$959
Difference
$11.31
more

🏠Rent Comparison

Studio
From$699
To$1,585
↑ $886
1 Bed
From$773
To$1,685
↑ $912
2 Bed
From$1,015
To$1,995
↑ $980
3 Bed
From$1,214
To$2,525
↑ $1,311
Sumter, SCZIP-level data

1BR range: $940–$1,040/mo

Austin, TXZIP-level data

1BR range: $1,490–$2,350/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,769
Monthly in Sumter, SC
$7,998
Monthly in Austin, TX
$1,229
Difference

Home Values

Sumter
Austin
$219K
Median Value
$558K
↓ -0.3%
YoY Change
↓ -5%
↑ +21%
5-Year Change
↑ +12.6%
$207K - $230K
Price Range
$272K - $1.26M

Homes in Austin are 155% more expensive than Sumter

Calculate payment - SumterCalculate payment - Austin

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $10.0K
Per year
Monthly Difference
$830
More take-home
Effective Rate Diff
6.6%
Rate difference

Sumter, SC

Federal Income Tax
Effective: 18.9%
$25.5K
South Carolina State Tax
Effective: 6.6%
$10.0K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.3%
$47.0K
Take-Home Pay
$8,586/month
$103.0K

Austin, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Sumter, SC Tax Rates

Sales Tax:7.4%
Property Tax:0.6%

Austin, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Sumter
Austin
51 Moderate
Air Quality
52 Moderate
46.2%
Good Air Days
42.6%
97 High
Climate Risk
98 High
🌊🌪💨
Top Hazards
🌊🌡🌪
▲+2.9°F
2050 Outlook
▲+2.5°F
36 days
Heat Days >95°F
98 days
▲+2.9°F
2050 Outlook
▲+2.5°F
36 days
Heat Days >95°F
98 days

💰 See how taxes change too — compare take-home pay between South Carolina and Texas on TaxTakeHome.com

Where your money goes further

Cities cheaper than Sumter, SC on a $150.0K salary

1.Indianapolis, IN
Save $175/mo
2.St. Louis, MO
Save $175/mo
3.Pittsburgh, PA
Save $6.14/mo

Similar cost to Austin, TX

Other cities in a similar price range

Denver, CORaleigh, NCCharlotte, NC

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