Is Nashville, TN cheaper than Sumter, SC?

Based on cost of living data, Nashville, TN is 15.6% more expensive than Sumter, SC. This translates to spending an extra $1173 per month.

What salary do I need in Nashville, TN to live like I do in Sumter, SC?

If you earn $150,000 in Sumter, SC, you'd need approximately $164,072.011 in Nashville, TN to maintain the same standard of living.

How does housing cost compare between Sumter, SC and Nashville, TN?

Housing in Nashville, TN is 29.9% more expensive than in Sumter, SC. For a two-bedroom apartment, rent is $1,840/month in Nashville, TN compared to $1,015/month in Sumter, SC.

How much can I save per month by moving from Sumter, SC to Nashville, TN?

Living in Nashville, TN costs approximately $1173 more per month than Sumter, SC, or $14072 more per year, based on a $150,000 salary.

Sumter, SC vs Nashville, TN: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Sumter, SC — ZIP-level rent data · COL adjusted from Charlotte, NC area

Current salary in Sumter, SC

Numbers update automatically as you type

You'd spend $1.2K/month more in Nashville, TN

$150.0K in your current city equals $164.1K in Nashville, TN

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↑ 15.6%

More expensive

Monthly Impact

$1,173

Extra cost

Annual Impact

$14.1K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Sumter, SC

Population:43K

Cost Index:100

Median Home:$219K

Nashville, TN

Population:689K

Cost Index:116

Median Home:$489K

Sumter, SC

The Palmetto State

43K

Population

State Tax

Yes

Located in South Carolina, this city has a population of 43K residents.

Nashville, TN

The Volunteer State

689K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Music City USA
•Country music capital
•Healthcare industry hub

Major Industries

Music IndustryHealthcareTourismFinance

Cost Breakdown by Category

Annual spending: Sumter, SC vs Nashville, TN

Category	Sumter, SC	Nashville, TN	Difference	Change
🏠Housing	$2,040/mo	$2,651/mo	↑ $610more	29.9%
📦Other	$1,568/mo	$1,942/mo	↑ $374more	23.8%
🚗Transportation	$1,104/mo	$1,284/mo	↑ $180more	16.3%
⚡All Utilities	$497/mo	$519/mo	↑ $21.66more	4.4%
🏥Healthcare	$612/mo	$607/mo	↓ $4.35less	0.7%
🛒Groceries	$948/mo	$949/mo	↑ $1.31more	0.1%

🏠Housing

↑ 29.9%

Sumter, SC

$2,040

Nashville, TN

$2,651

Difference

$610

📦Other

↑ 23.8%

Sumter, SC

$1,568

Nashville, TN

$1,942

Difference

$374

🚗Transportation

↑ 16.3%

Sumter, SC

$1,104

Nashville, TN

$1,284

Difference

$180

⚡All Utilities

↑ 4.4%

Sumter, SC

$497

Nashville, TN

$519

Difference

$21.66

🏥Healthcare

↓ 0.7%

Sumter, SC

$612

Nashville, TN

$607

Difference

$4.35

less

🛒Groceries

↑ 0.1%

Sumter, SC

$948

Nashville, TN

$949

Difference

$1.31

🏠Rent Comparison

Studio

From$699

To$1,600

↑ $901

1 Bed

From$773

To$1,680

↑ $907

2 Bed

From$1,015

To$1,840

↑ $825

3 Bed

From$1,214

To$2,350

↑ $1,136

Sumter, SCZIP-level data

1BR range: $940–$1,040/mo

Nashville, TNZIP-level data

1BR range: $1,320–$2,230/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,769

Monthly in Sumter, SC

$7,952

Monthly in Nashville, TN

$1,183

Difference

Home Values

Sumter

Nashville

$219K

Median Value

$489K

↓ -0.3%

YoY Change

↓ -2.1%

↑ +21%

5-Year Change

↑ +32.1%

$207K - $230K

Price Range

$320K - $1.16M

Homes in Nashville are 123% more expensive than Sumter

Calculate payment - Sumter Calculate payment - Nashville

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $10.0K

Per year

Monthly Difference

$830

More take-home

Effective Rate Diff

6.6%

Rate difference

Sumter, SC

Federal Income Tax

Effective: 18.9%

$25.5K

South Carolina State Tax

Effective: 6.6%

$10.0K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.3%

$47.0K

Take-Home Pay

$8,586/month

$103.0K

Nashville, TN

Federal Income Tax

Effective: 18.9%

$25.5K

Tennessee State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Sumter, SC Tax Rates

Sales Tax:7.4%

Property Tax:0.6%

Nashville, TN Tax Rates

Sales Tax:9.5%

Property Tax:0.7%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Sumter

Nashville

51 Moderate

Air Quality

50 Good

46.2%

Good Air Days

51.6%

97 High

Climate Risk

97 High

🌊🌪💨

Top Hazards

🌊🫨🌪

▲+2.9°F

2050 Outlook

▲+2.8°F

36 days

Heat Days >95°F

42 days

▲+2.9°F

2050 Outlook

▲+2.8°F

36 days

Heat Days >95°F

42 days

💰 See how taxes change too — compare take-home pay between South Carolina and Tennessee on TaxTakeHome.com

Where your money goes further

Cities cheaper than Sumter, SC on a $150.0K salary

Similar cost to Nashville, TN

Other cities in a similar price range

Denver, CO Raleigh, NC Charlotte, NC

Want to compare different cities?

New Comparison

You'd spend $1.2K/month more in Nashville, TN

Sumter, SC

Nashville, TN

Sumter, SC

Nashville, TN

Notable Facts

Major Industries

Cost Breakdown by Category

🏠Rent Comparison

📍 Rent by ZIP Code2 ZIPs

📍 Rent by ZIP Code19 ZIPs

Home Values

🏠 Home Values by ZIP2 ZIPs

🏠 Home Values by ZIP17 ZIPs

Tax Comparison

Sumter, SC

Nashville, TN

Additional Tax Information

Sumter, SC Tax Rates

Nashville, TN Tax Rates

Environment

Where your money goes further

Similar cost to Nashville, TN