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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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You'd spend $449/month more in Amarillo, TX

$150.0K in your current city equals $155.4K in Amarillo, TX

Rent data from HUD ZIP-level estimates ยท COL index from El Paso, TX area
Overall Cost
โ†‘ 6.0%
More expensive
Monthly Impact
$449
Extra cost
Annual Impact
$5.4K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

El Paso, TX

Population:679K
Cost Index:
100
100 = national average
Median Home:$216K

Amarillo, TX

Population:202K
Cost Index:
106
(6% above avg)
Median Home:$165K

El Paso, TX

The Lone Star State

679K
Population
State Tax
No Income Tax

Located in Texas, this city has a population of 679K residents.

๐Ÿ’ก Advantage: Texas has no state income tax!

Amarillo, TX

The Lone Star State

202K
Population
State Tax
No Income Tax

Located in Texas, this city has a population of 202K residents.

๐Ÿ’ก Advantage: Texas has no state income tax!

Cost Breakdown by Category

Annual spending: El Paso, TX vs Amarillo, TX

Transportation
โ†‘ 8.5%
El Paso, TX
$1,243
Amarillo, TX
$1,348
Difference
$105
more
Housing
โ†‘ 4.3%
El Paso, TX
$2,027
Amarillo, TX
$2,114
Difference
$86.88
more
Healthcare
โ†‘ 9.3%
El Paso, TX
$502
Amarillo, TX
$548
Difference
$46.60
more
Other
โ†‘ 1.8%
El Paso, TX
$1,641
Amarillo, TX
$1,670
Difference
$29.81
more
All Utilities
โ†‘ 4.1%
El Paso, TX
$486
Amarillo, TX
$506
Difference
$20.15
more
Groceries
โ†‘ 1.9%
El Paso, TX
$939
Amarillo, TX
$957
Difference
$18.10
more

๐Ÿ Rent Comparison

Studio
From$800
To$889
โ†‘ $89.00
1 Bed
From$990
To$1,030
โ†‘ $40.00
2 Bed
From$1,160
To$1,264
โ†‘ $104
3 Bed
From$1,590
To$1,719
โ†‘ $129
El Paso, TXZIP-level data

1BR range: $920โ€“$1,330/mo

Amarillo, TXZIP-level data

1BR range: $860โ€“$1,110/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,838
Monthly in El Paso, TX
$7,145
Monthly in Amarillo, TX
$307
Difference

Home Values

El Paso
Amarillo
$216K
Median Value
$165K
โ†‘ +1.1%
YoY Change
โ†‘ +1.3%
โ†‘ +42%
5-Year Change
โ†‘ +32.4%
$137K - $405K
Price Range
$106K - $375K

Homes in Amarillo are 24% less expensive than El Paso

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†’ $0
Same taxes
Monthly Difference
$0
Same take-home
Effective Rate Diff
0.0%
Rate difference

El Paso, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Amarillo, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

El Paso, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

Amarillo, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

El Paso
Amarillo
67 Moderate
Air Quality
23 Good
22.1%
Good Air Days
92.2%
95 High
Climate Risk
96 High
๐ŸŒŠ๐ŸŒกโ˜€
Top Hazards
โ˜€๐ŸŒช๐Ÿ’จ
โ–ฒ+2.7ยฐF
2050 Outlook
โ–ฒ+3.2ยฐF
97 days
Heat Days >95ยฐF
78 days
โ–ฒ+2.7ยฐF
2050 Outlook
โ–ฒ+3.2ยฐF
97 days
Heat Days >95ยฐF
78 days

Where your money goes further

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Similar cost to Amarillo, TX

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