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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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Numbers update automatically as you type

You'd spend $1.1K/month more in Aurora, IL

$150.0K in your current city equals $163.2K in Aurora, IL

Rent data from HUD ZIP-level estimates · COL index from area
Overall Cost
14.6%
More expensive
Monthly Impact
$1,096
Extra cost
Annual Impact
$13.2K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Springfield, MO

Population:170K
Cost Index:
100
100 = national average
Median Home:$226K

Aurora, IL

Population:178K
Cost Index:
115
(15% above avg)
Median Home:$298K

Springfield, MO

The Show-Me State

170K
Population
State Tax
Yes

Located in Missouri, this city has a population of 170K residents.

Aurora, IL

The Prairie State

178K
Population
State Tax
Yes

Located in Illinois, this city has a population of 178K residents.

Cost Breakdown by Category

Annual spending: Springfield, MO vs Aurora, IL

Housing
39.0%
Springfield, MO
$1,850
Aurora, IL
$2,571
Difference
$722
more
Transportation
31.9%
Springfield, MO
$1,187
Aurora, IL
$1,565
Difference
$378
more
Other
4.4%
Springfield, MO
$1,569
Aurora, IL
$1,638
Difference
$68.57
more
Groceries
5.9%
Springfield, MO
$938
Aurora, IL
$993
Difference
$55.45
more
All Utilities
5.3%
Springfield, MO
$529
Aurora, IL
$501
Difference
$28.07
less
Healthcare
4.3%
Springfield, MO
$600
Aurora, IL
$574
Difference
$25.85
less

🏠Rent Comparison

Studio
From$730
To$1,109
$379
1 Bed
From$739
To$1,188
$449
2 Bed
From$913
To$1,338
$425
3 Bed
From$1,245
To$1,726
$481
Springfield, MOZIP-level data

1BR range: $790$1,020/mo

Aurora, ILZIP-level data

1BR range: $1,430$2,140/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,673
Monthly in Springfield, MO
$7,843
Monthly in Aurora, IL
$1,170
Difference

Home Values

Springfield
Aurora
$226K
Median Value
$298K
↑ +1.2%
YoY Change
↑ +3.5%
↑ +44.6%
5-Year Change
↑ +43.2%
$132K - $434K
Price Range
$236K - $339K

Homes in Aurora are 32% more expensive than Springfield

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$504
Per year
Monthly Difference
$42.00
More take-home
Effective Rate Diff
0.3%
Rate difference

Springfield, MO

Federal Income Tax
Effective: 18.9%
$25.5K
Missouri State Tax
Effective: 5.3%
$7.9K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.0%
$44.9K
Take-Home Pay
$8,755/month
$105.1K

Aurora, IL

Federal Income Tax
Effective: 18.9%
$25.5K
Illinois State Tax
Effective: 5.0%
$7.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.6%
$44.4K
Take-Home Pay
$8,797/month
$105.6K

Additional Tax Information

Springfield, MO Tax Rates

Sales Tax:8.2%
Property Tax:1.0%

Aurora, IL Tax Rates

Sales Tax:8.8%
Property Tax:2.2%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Springfield
Aurora
46 Good
Air Quality
54 Moderate
59.3%
Good Air Days
35.8%
97 High
Climate Risk
100 Very High
🌊🌡🌪
Top Hazards
🌊🌡🫨
+3.3°F
2050 Outlook
+3.2°F
44 days
Heat Days >95°F
18 days
+3.3°F
2050 Outlook
+3.2°F
44 days
Heat Days >95°F
18 days

💰 See how taxes change too — compare take-home pay between Missouri and Illinois on TaxTakeHome.com

Where your money goes further

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