Cost of Living Comparison 2026
Data: HUD rent estimates, BLS cost of living
You'd spend $1.2K/month more in Rockford, IL
$150.0K in your current city equals $164.9K in Rockford, IL
Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.
Springfield, MO
Rockford, IL
Springfield, MO
The Show-Me State
Located in Missouri, this city has a population of 170K residents.
Rockford, IL
The Prairie State
Located in Illinois, this city has a population of 146K residents.
Cost Breakdown by Category
Annual spending: Springfield, MO vs Rockford, IL
| Category | Springfield, MO | Rockford, IL | Difference | Change |
|---|---|---|---|---|
Housing | $1,850/mo | $2,419/mo | ↑ $570more | 30.8% |
Transportation | $1,187/mo | $1,373/mo | ↑ $186more | 15.7% |
Other | $1,569/mo | $1,748/mo | ↑ $179more | 11.4% |
Healthcare | $600/mo | $710/mo | ↑ $110more | 18.3% |
All Utilities | $529/mo | $502/mo | ↓ $27.12less | 5.1% |
Groceries | $938/mo | $948/mo | ↑ $9.64more | 1.0% |
🏠Rent Comparison
1BR range: $790–$1,020/mo
1BR range: $810–$1,130/mo
💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.
Home Values
Homes in Rockford are 30% less expensive than Springfield
Source: Zillow Home Value Index (ZHVI), January 2026
Tax Comparison
Annual tax burden comparison at $150.0K salary
Springfield, MO
Rockford, IL
Additional Tax Information
Springfield, MO Tax Rates
Rockford, IL Tax Rates
💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.
Environment
💰 See how taxes change too — compare take-home pay between Missouri and Illinois on TaxTakeHome.com
Where your money goes further
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